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Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT!  But if you do,  understand the consequences if your friend or loved one can’t, or won’t, pay.

Posted in Uncategorized


  If your Chapter 13 case was dismissed due to missed payments, you may be able to refile.  Here are some common questions and issues that must be addressed.

Posted in Uncategorized

Biggest Chapter 13 Bankruptcy Myths

If you are facing potential bankruptcy and you are trying to determine if it is a good option for you or not, you have likely heard about a lot of different myths about what can happen during the course of…

Posted in Bankruptcies, Debt Relief

Tips for Buying a House After Chapter 7 Bankruptcy

After a bankruptcy, it may feel as though you will never be able to afford a large purchase again. This can be very scary but it is not true. There are a few things you can do to increase your…

Posted in Bankruptcies

What Life Is Like After Bankruptcy

While filing for bankruptcy helps you feel like you can breathe again, there are still some challenges you’ll need to overcome. Two of the biggest problems you will face is that your credit rating will have taken a nose dive…

Posted in Bankruptcies Tagged with:

Qualities To Look For In An Athens GA Attorney

If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It seems like every Georgian has…

Posted in Foreclosure, Uncategorized

Negotiating The Forclosure Process May Save Your Home

Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company can send sell your house…

Posted in Uncategorized

Ways to Avoid Credit Card Debt

Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly marital stress. Excessive debt, including…

Posted in Uncategorized

Are Part Time Employees Covered by Workers’ Compensation?

Workers’ Compensation is an employer paid insurance program that covers workers who are injured on the job or develop an illness or disease because of their work. An example of a covered illness could include cancer or lung disease related…

Posted in Uncategorized

Tips for Rebuilding Your Credit After Bankruptcy

How do you begin to rebuild your credit following a bankruptcy? A common misconception about bankruptcy is that it will forever ruin your credit. Many people fear that they will never again be able to obtain a mortgage, car loan,…

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