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DO I HAVE TO FILE A BANKRUPTCY JOINTLY WITH MY SPOUSE?

No, you are not required to file a joint bankruptcy case with your spouse.  You can file individually, you each could file separate cases if you wish, or you can file a joint case.  This is a decision that should…

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Posted in Bankruptcies

SAVE MONEY EVERY TIME YOU SHOP ONLINE

Shopping online is both a blessing and a curse.  We all have a tendency to impulse buy, ending up with a purchase we didn’t really want or need.  It’s just too easy to click! On the other hand, when we…

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Posted in Advice for Consumers

BEWARE COUNTERFEIT ECLIPSE GLASSES! PROTECT YOUR EYES.

If you plan to use protective glasses to view the upcoming solar eclipse, BEWARE.  NASA has put out the word that some unscrupulous vendors are trying to make a quick buck by selling counterfeit or defective glasses. NASA says eclipse…

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Posted in Advice for Consumers

Seeking Bankruptcy Help from Debt Attorneys in Athens Georgia

You’re in debt and you don’t know what to do. You or your spouse lost their job, you’re at risk of losing your home and your car and you can’t pay the minimums on your bills. The creditors are calling…

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Posted in Uncategorized

Filing Chapter 7 Bankruptcy in Athens Georgia

When you’re struggling with a lost job, medical bills, tax debt, credit card bills or even a hefty car payment, bankruptcy may be the answer to your financial trouble. Bankruptcy laws were put in place for those in financial trouble…

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Posted in Uncategorized

I MAY NEED TO FILE A BANKRUPTCY CASE. WILL I LOSE MY PROPERTY?

Many people have the mistaken idea that they will lose all their property if they file a bankruptcy case.  NOT TRUE!  There are exemptions allowed for many different assets. 

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Posted in Bankruptcies

CAN I FILE FOR SOCIAL SECURITY DISABILITY EVEN IF I’M STILL WORKING?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality.

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Posted in Social Security

I’VE BEEN DENIED SOCIAL SECURITY DISABILITY BENEFITS BEFORE. CAN I FILE A NEW CLAIM?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement.

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Posted in Social Security, Uncategorized

Why Americans are Filing For Bankruptcy at High Rates

Filing for personal bankruptcy is not an easy decision. While credit card balances that have gone out of control can lead to bankruptcy, the number one reason Americans are filing for bankruptcy today is because of medical debt. This type…

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Posted in Bankruptcies

When Debt is Ruining Your Life: The Benefits of Filing for Personal Bankruptcy

There are many reasons you may find yourself stuck in a pile of debt that keeps on growing. Life is expensive, and even when you work hard, debt can become unmanageable. When you are trying to pay your bills but…

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Posted in Bankruptcies

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