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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Preparing for Bankruptcy in Georgia – Steps to Take Before Filing

April 1, 2024

When debt has become overwhelming and you dread picking up calls from creditors, it is wise to consider your options for discharging debt through bankruptcy. There are two types of filings for individuals and married…

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Retirement in Athens

The Impact of Bankruptcy on Your Retirement in Athens, GA

 How is bankruptcy going to impact your future? Are you worried about your retirement after bankruptcy? Or perhaps you’re already in retirement and find yourself considering bankruptcy to alleviate financial stress. You’ll be happy to…

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Types of Bankruptcy

The Different Types of Bankruptcy in Athens, GA: Which One is Right for You?

If you are considering bankruptcy, choosing between different types of Bankruptcy including Chapter 7 and Chapter 13 are probably on your mind. Both allow you to reduce debt, but they do so in different ways….

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File for Bankruptcy in Georgia

What Happens to Your Bank Account When You File For Bankruptcy in Georgia?

It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…

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File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

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car bankruptcy

Can I Keep My Car When Filing for Bankruptcy?

If you are considering filing for bankruptcy, there are a number of factors to consider if you own a car and you want to keep it. How much you car is worth, and if you…

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Secured Debt in Chapter 7 bankruptcy

What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?

There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…

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chapter 13 bankruptcy

Converting from Chapter 13 to Chapter 7 in Georgia

Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….

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Declaring Bankruptcy

What Are the Benefits of Declaring Bankruptcy in Georgia?

The modern world is built on debt. Few people today live by using cash or even debit cards. Credit cards make it possible to pay for the things we need while earning “perks”. Cars are…

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Bankruptcy in Georgia

Can All of My Debts Be Written Off by Bankruptcy in Georgia?

Debt – it’s one of the few things that most Americans have in common. In addition, the debt burden that most of us carry is increasing. We are rapidly approaching all-time highs for consumer debt…

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coming to the conclusion that you need to file bankruptcy

Which Is Better Chapter 7 or Chapter 13 in Georgia?

A number of factors go into deciding which is better Chapter 7 or Chapter 13 bankruptcy. The type of debt is, by far, the most important factor. When unsecured debts are the disease, Chapter 7…

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