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Seeking Bankruptcy Help from Debt Attorneys in Athens Georgia

You’re in debt and you don’t know what to do. You or your spouse lost their job, you’re at risk of losing your home and your car and you can’t pay the minimums on your bills. The creditors are calling…

Posted in Uncategorized

Filing Chapter 7 Bankruptcy in Athens Georgia

When you’re struggling with a lost job, medical bills, tax debt, credit card bills or even a hefty car payment, bankruptcy may be the answer to your financial trouble. Bankruptcy laws were put in place for those in financial trouble…

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I’VE BEEN DENIED SOCIAL SECURITY DISABILITY BENEFITS BEFORE. CAN I FILE A NEW CLAIM?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement.

Posted in Social Security, Uncategorized

CONSIDERING COSIGNING A DEBT FOR A FRIEND OR FAMILY MEMBER? READ THIS FIRST!

Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT!  But if you do,  understand the consequences if your friend or loved one can’t, or won’t, pay.

Posted in Uncategorized

Qualities To Look For In An Athens GA Attorney

If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It seems like every Georgian has…

Posted in Foreclosure, Uncategorized

Negotiating The Foreclosure Process May Save Your Home

Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company can send sell your house…

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Ways to Avoid Credit Card Debt

Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly marital stress. Excessive debt, including…

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Are Part Time Employees Covered by Workers’ Compensation?

Workers’ Compensation is an employer paid insurance program that covers workers who are injured on the job or develop an illness or disease because of their work. An example of a covered illness could include cancer or lung disease related…

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Tips for Rebuilding Your Credit After Bankruptcy

How do you begin to rebuild your credit following a bankruptcy? A common misconception about bankruptcy is that it will forever ruin your credit. Many people fear that they will never again be able to obtain a mortgage, car loan,…

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Can My Wages Be Garnished Without a Judgment?

Wage garnishment requires that an employer withhold money from an employee’s pay to satisfy a debt. In most cases a court order would be necessary for a creditor to garnish your wages. However, there are certain circumstances in which wage…

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