Blog

What You Need to Know About Wage Garnishment Laws in Georgia

March 25, 2024

Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…

Read More

What Are the Pros and Cons of Declaring Bankruptcy in Georgia?

March 8, 2024

If you are looking into bankruptcy as a legal option for resolving debt, chances are you have heard a lot about both the good and the bad. There are two sides involved with any important…

Read More

How Can Wage Garnishments Be Removed in Georgia?

March 1, 2024

You rely on regular income to support your lifestyle and pay bills, so you expect to be paid your full wages for doing your job. It might seem unfair that someone could divert part of…

Read More

Filing a Second Bankruptcy in Georgia – What to Consider

February 24, 2024

If you have already been through bankruptcy in Georgia, you are aware of how the process works and how your debts are treated under the US Bankruptcy Code. Whether you filed for Chapter 7 discharge…

Read More
File for Bankruptcy in Georgia

What Happens to Your Bank Account When You File For Bankruptcy in Georgia?

It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…

READ MORE
A pen on a piece of paper that says "Property: Is Now the Time to Buy? with a Yes and No checkboxes, posing the question: Can I buy a house while in Chapter 13 bankruptcy?

Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?

Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…

READ MORE
File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

READ MORE
Secured Debt in Chapter 7 bankruptcy

What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?

There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…

READ MORE
Out of Debt

How to Get Out of Debt without Paying Off All Your Bills

Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…

READ MORE
Bankruptcy in Georgia

The Most Important Things You Need If Considering Bankruptcy in Georgia

Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…

READ MORE
Chapter 7 Bankruptcy

What Happens After You File Chapter 7 Bankruptcy in Georgia?

Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…

READ MORE
Chapter 13 Bankruptcy Lawyer

Is Chapter 13 Bankruptcy a Public Record?

Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…

READ MORE
File Chapter 13 Bankruptcy

When Should I File Chapter 13 Bankruptcy in Athens, GA?

When creditors make unreasonable payment demands and/or threaten your family, you should at least consider filing bankruptcy. A voluntary bankruptcy petition is the only way for your family to get a fresh start away from…

READ MORE
Quirky older couple sitting on a sofa making funny faces. Is it time to talk to your parents about bankruptcy in Athens, Georgia?

How to Talk to Your Parents About Bankruptcy in Athens, GA

If your parents are still connected to your financial life or simply involved in your well being, there may come a time when you will need to talk to your parents about bankruptcy. Needless to…

READ MORE