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What You Need to Know About Wage Garnishment Laws in Georgia

March 25, 2024

Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…

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What Are the Pros and Cons of Declaring Bankruptcy in Georgia?

March 8, 2024

If you are looking into bankruptcy as a legal option for resolving debt, chances are you have heard a lot about both the good and the bad. There are two sides involved with any important…

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How Can Wage Garnishments Be Removed in Georgia?

March 1, 2024

You rely on regular income to support your lifestyle and pay bills, so you expect to be paid your full wages for doing your job. It might seem unfair that someone could divert part of…

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Filing a Second Bankruptcy in Georgia – What to Consider

February 24, 2024

If you have already been through bankruptcy in Georgia, you are aware of how the process works and how your debts are treated under the US Bankruptcy Code. Whether you filed for Chapter 7 discharge…

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File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

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chapter 13 bankruptcy attorney

Athens Chapter 13 Bankruptcy Attorney: How Can They Help My Case?

If you’re in a situation that requires paying multiple credit accounts on top of all your routine bills, the situation can be incredibly overwhelming. Credit accounts can come in multiple different forms. Different types of…

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A man in a dark blue suit, selecting BANKRUPTCY from a list of translucent word choices that fill the foreground of the image to make it look like a smart phone screen, posing the question, What is a strategic bankruptcy in Athens Georgia?

What Is a Strategic Bankruptcy?

Strategic bankruptcies, as opposed to necessary bankruptcies, are most commonly associated with Chapter 11 business bankruptcies. Additionally, some small businesses are eligible for Chapter 5 bankruptcies. Lawmakers created this streamlined procedure because of the coronavirus…

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Closeup of a gavel and electronic car key on a gavel block, symbolizing the question, Can I file bankruptcy and keep my car?

Can I File Bankruptcy and Keep My Car in Athens, GA?

If you’re asking can I file bankruptcy and keep my car, the answer is absolutely! And that’s a good thing to know in these trying times. Because of the coronavirus pandemic, auto loan delinquency rates…

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A man's arm presenting a blue clipboard with a white paper tat has a drawing of the Scales of Justice and the words "Chapter 13 Bankruptcy" in red lettering.

Can You Pay Off Chapter 13 Bankruptcy Early in Athens, GA?

If the family’s income is below the median, a Chapter 13 usually lasts three years. At the creditors’ meeting, the trustee and debtor usually set up a repayment schedule which lasts thirty-six or sixty months….

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A desk cluttered with a gavel, pen, calculator and paper work on how to qualify for bankruptcy: Chapter 13.

How to Qualify for Bankruptcy: Chapter 13 in Athens, GA

Even before the coronavirus pandemic, many people lived on the knife’s edge, financially speaking. About two-thirds of Georgia families did not have the cash to pay a $400 emergency expense. Relief provisions in the 2020…

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Cost to File Bankruptcy in Georgia

How Much Does It Cost to File Bankruptcy in Georgia?

Coronavirus has affected our lives in many ways. For example, about 90 percent of people say that COVID-19 has created additional financial stress in their lives. What makes this survey really alarming is that most…

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Chapter 13 Bankruptcy Duration in Georgia

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Most people in Georgia file bankruptcy because, through no fault of their own, their finances are spiraling out of control. In three or five years, Chapter 13 bankruptcy helps these people regain control.  The bankruptcy…

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Filing Bankruptcy in Athens, GA

How Often Can You File Bankruptcy in Athens?

Many people have this question. About a fifth of all bankruptcy debtors in Georgia have filed at least once before. Technically, the Bankruptcy Code does not limit the number of subsequent filings. But the automatic…

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What to expect when going to court for a Chapter 7 bankruptcy

It is natural for people to worry about what to expect when they go to court for their Chapter 7 bankruptcy’s “341 Meeting,” also known as the “Meeting of Creditors.” Concerns about a creditor or…

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