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The Cost of Filing for Bankruptcy in Athens, GA: What You Need to Know
Filing bankruptcy can give you a new lease on life. The debts that weigh you down and keep you from achieving your goals are eliminated, leaving you free to start again. Also, you may be…
The Top 10 Benefits of Hiring a Bankruptcy Lawyer in Georgia
Bankruptcy is a process that is often fraught with stress and anxiety. Not only is the fact of filing for bankruptcy itself stressful, but the legal requirements and bankruptcy process can seem daunting, to say…
What Do You Lose When You File Chapter 7 Bankruptcy in Georgia?
The decision to file for bankruptcy isn’t an easy one. Bankruptcy is a last resort solution to financial difficulties. Once the decision to file for bankruptcy has been made, there is still the decision of…
How Long Does It Take to Rebuild Credit After Chapter 7 Bankruptcy in Georgia?
Many people think that bankruptcy will immediately fix their financial problems. However, that isn’t how bankruptcy works. There is more to regaining financial security after bankruptcy than simply stepping out of the courthouse after your…
How Do You Calculate Disposable Income in Chapter 7 Bankruptcy?
When filing for Chapter 7 bankruptcy, you need to total up all of your regular monthly income and then deduct any expenses that the court requires. This will give you your disposable income. This will…
Can I Keep My Car When Filing for Bankruptcy?
If you are considering filing for bankruptcy, there are a number of factors to consider if you own a car and you want to keep it. How much you car is worth, and if you…
What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?
There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…
Chapter 7 Bankruptcy and Tax Refunds in Georgia
Bankruptcy isn’t something that anyone ever wants to have to do. It’s a means to an end to getting relief from all of your debt and getting back to a financially healthy place. Most people…
How to Get Out of Debt without Paying Off All Your Bills
Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…
Converting from Chapter 13 to Chapter 7 in Georgia
Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….