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What to expect when going to court for a Chapter 7 bankruptcy

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It is natural for people to worry about what to expect when they go to court for their Chapter 7 bankruptcy’s “341 Meeting,” also known as the “Meeting of Creditors.” Concerns about a creditor or the Trustee being angry with…

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What happens to my secured debt if I file Chapter 7 bankruptcy?

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There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A car loan is an example….

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Filing for Bankruptcy: Choosing Between Chapter 7 and Chapter 13

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For those who’ve hit financial strain and are considering filing for bankruptcy, the process can appear confusing. You might have heard a lot of information that makes you afraid to even see what your options are – which is a…

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Can I Keep My Car When Filing For Bankruptcy?

If you are considering filing for bankruptcy, there are a number of factors to consider if you own a car and you want to keep it. How much you car is worth, and if you still owe money on the…

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Debts That Are Not Included When Filing Bankruptcy

While bankruptcy is an excellent way to give yourself a fresh financial start, it cannot discharge all of your existing debts. Some debts simply must be paid, and these will not be discharged during your bankruptcy case. Our Athens attorneys want…

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Filing Issues to Consider when Pre-Bankruptcy Planning

Filing for Chapter 7 or Chapter 13 bankruptcy is a big step. However, if handled correctly, it can mean a fresh financial start for you. With some careful planning before you file, you may be able to protect some of…

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Tips to Filing an Emergency Chapter 7 Bankruptcy Claim

We know that the decision to file for bankruptcy is never an easy one. Most people give it a lot of consideration before taking the step. However, in some cases you don’t have that luxury. If you are facing foreclosure…

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Common Issues Faced by Companies Who Filed Bankruptcy

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This blog will discuss the issues faced by companies filing for both Chapter 7 and Chapter 11 Bankruptcy. First, though, let’s cover the differences between the two types. When a company files for Chapter 7, it liquidates all remaining assets to…

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The Process for Filing Chapter 7 Bankruptcy

Filing for Chapter 7 bankruptcy is not a very complicated process, however, failure to do it properly can make things more difficult than they need to be. A huge bulk of the process involves filing paperwork with the appointed bankruptcy…

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What Is the Means Test?

Before you can file for Chapter 7 bankruptcy, you must pass something called the means test. This test determines whether your income is low enough for you to qualify to file Chapter 7 bankruptcy under the law. If your income…

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