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Can Utility Bills Be Included in Bankruptcy in Georgia?

May 16, 2026

Yes, past-due utility bills can be included in a Georgia bankruptcy, and the chapter you file matters. In Chapter 7, pre-filing utility debt is generally dischargeable and you typically have 20 days after filing to…

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Can I File Bankruptcy With No Income In Georgia? 2026 Guide

May 15, 2026

Yes, you can file for bankruptcy in Georgia with no income. For individuals in that situation, Chapter 7 is the realistic option, and the Chapter 7 filing fee is $338 unless the court grants a…

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How Many Payments before Car Repossession in Georgia

May 14, 2026

You miss a car payment, tell yourself you'll catch it up next check, and keep going to work, school drop-off, and doctor visits like normal. In Georgia, that assumption can be dangerous. A lot of…

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What To Do If You Are Being Sued For Debt In Georgia

May 13, 2026

The envelope usually arrives on an ordinary day. Then you open it, see a court caption, a plaintiff's name, and allegations about a debt you may or may not fully recognize. It's common to feel…

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filing bankruptcy in Georgia

Filing For Chapter 7 Bankruptcy Doesn’t Mean You Have Failed

Chapter 7 bankruptcy is widely-known yet frequently misunderstood. Despite the connotation, bankruptcy is a very common legal avenue that is designed to help people who are under insurmountable debt. Though common, it is still extremely…

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young couple debating bankruptcy

Do I have to file a bankruptcy jointly with my spouse?

No, you are not required to file a joint bankruptcy case with your spouse.  You can file individually, you each could file separate cases if you wish, or you can file a joint case.  This…

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Save money every time you shop online

Shopping online is both a blessing and a curse.  We all have a tendency to impulse buy, ending up with a purchase we didn’t really want or need.  It’s just too easy to click! On…

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Beware Counterfeit eclipse glasses! Protect your eyes.

If you plan to use protective glasses to view the upcoming solar eclipse, BEWARE.  NASA has put out the word that some unscrupulous vendors are trying to make a quick buck by selling counterfeit or…

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Seeking Bankruptcy Help from Debt Attorneys in Athens Georgia

You’re in debt and you don’t know what to do. You or your spouse lost their job, you’re at risk of losing your home and your car and you can’t pay the minimums on your…

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Filing Chapter 7 Bankruptcy in Athens Georgia

When you’re struggling with a lost job, medical bills, tax debt, credit card bills or even a hefty car payment, bankruptcy may be the answer to your financial trouble. Bankruptcy laws were put in place…

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I may need to file a bankruptcy case. Will I lose my property?

Many people have the mistaken idea that they will lose all their property if they file a bankruptcy case.  NOT TRUE!  There are exemptions allowed for many different assets. 

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Can I file for Social Security Disability even if I’m still working?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality….

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement.

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Why Americans are Filing For Bankruptcy at High Rates

Filing for personal bankruptcy is not an easy decision. While credit card balances that have gone out of control can lead to bankruptcy, the number one reason Americans are filing for bankruptcy today is because…

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