Blog

What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

November 15, 2024

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

Read More

Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

Read More

How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

Read More

How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

Read More
Foreclosure

Can I Keep My House If I File Bankruptcy in Georgia?

Many people file bankruptcy almost exclusively to protect their homes. Legally, banks can start foreclosure proceedings after just one missed payment. Once the foreclosure wheels begin turning, it is almost impossible to stop them. Banks…

READ MORE
Filing Bankruptcy in Georgia

Can I File Bankruptcy in Georgia?

Most people qualify, both formally and informally, to file bankruptcy in Georgia. These formal and informal qualifications are discussed in detail below. In the coronavirus age, more people are asking questions like this one than…

READ MORE
Bankruptcy on Medical Bills

Can You File Bankruptcy on Medical Bills in Athens, GA?

The Affordable Care Act has brought some financial relief to families who face serious illnesses. Nevertheless, medical bills still cause about two-thirds of bankruptcies in Georgia. Even if the debtor has health insurance, the copays…

READ MORE
Bankruptcy in Athens, GA

Who Pays for Bankruptcies in Athens, GA?

In most cases, bankruptcy filers in Athens, GA pay for bankruptcies. The filing fee varies in different jurisdictions, but it is normally about $350 in a Chapter 7 and $300 in a Chapter 13. Judges…

READ MORE
Cost to File Bankruptcy in Georgia

How Much Does It Cost to File Bankruptcy in Georgia?

Coronavirus has affected our lives in many ways. For example, about 90 percent of people say that COVID-19 has created additional financial stress in their lives. What makes this survey really alarming is that most…

READ MORE
Declare Bankruptcy in Georgia

What Happens If I Declare Bankruptcy in Georgia?

Without a doubt, bankruptcy is the biggest, blackest mark that can affect your credit score in the state of Georgia. However, there is considerable misinformation on this point. So, in most cases, the pros of…

READ MORE
Filing Bankruptcy in Georgia

How Long Does It Take to File Bankruptcy in Georgia?

This question is one of the most common ones that people ask us. Almost half of Americans have no savings at all. So, they are ill-equipped to deal with the financial storms of life, such…

READ MORE
Buy House in Bankruptcy

How Long After Bankruptcy Can You Buy a House in Athens, GA?

Rules vary among different lenders. Government-backed loans, like VA loans, usually have shorter waiting periods. Generally, you must wait between two and four years after Chapter 7 Bankruptcy and one and four years after a…

READ MORE
Bankruptcy Filing in Georgia

What Do You Need to Do to File Bankruptcy in Georgia?

Typically, the first step in any recovery, including recovery from financial issues, is admitting there is a problem. And, many people have a serious problem in this area. 25 percent of people with money problems…

READ MORE
Chapter 7 Bankruptcy

How Long Does Chapter 7 Bankruptcy Last in Athens, GA?

In as little as about nine months, Chapter 7 bankruptcy gives honest, yet unfortunate debtors a fresh start, as the Supreme Court has guaranteed so many times over the past hundred years. So, this vehicle…

READ MORE