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Can You Be Denied Chapter 7 Bankruptcy in Georgia

April 24, 2026

If you're searching this because you're already behind on bills, getting collection calls, or trying to stop a foreclosure, the fear is usually the same. You get one shot at a fresh start, and you…

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What Happens After Foreclosure Sale In Georgia

April 23, 2026

The courthouse auction is over. Your house was called, the bidding ended, and now the questions hit all at once. Do I have to leave immediately? What happens to my mortgage debt? Can the bank…

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How To Stop Debt Collectors From Calling Legally In Georgia

April 22, 2026

Your phone rings before breakfast. It rings again while you're driving to work. Then a voicemail lands with the same urgent tone, followed by a call at your job that leaves you wondering whether your…

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Can You Negotiate Debt Instead of Filing Bankruptcy?

April 21, 2026

TL;DR: Yes, you often can, but it's a strategic choice with serious trade-offs. Debt negotiation usually works best with unsecured debts and enough cash to offer a lump sum, often settling for 40-60% of the…

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Bankruptcies in Georgia

How Long Do You Have to Wait Between Bankruptcies in Georgia?

Bankruptcy is a last resort tool to help people who have gotten in over their heads with debt. Once you file bankruptcy, it’s expected that you will manage your finances better after the bankruptcy is…

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Bankruptcy Lawyer in Athens

How to Find the Best Bankruptcy Lawyer in Athens, GA

Debt can be an overwhelming spiral that leaves you looking for solutions. One solution to overwhelming debt is filing for bankruptcy relief. Before filing for bankruptcy, you must understand what bankruptcy is and how to…

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Second Bankruptcy in Georgia

Can I Declare a Second Bankruptcy in Georgia?

Bankruptcy is not a word many of us like to hear. It brings with it numerous negative connotations. However, sometimes bankruptcy can’t be avoided. When your finances have gotten out of control, you may not…

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Chapter 13 Filing

What Happens at the End of My Chapter 13 Filing in Georgia?

Filing for protection under bankruptcy laws isn’t an easy decision. Besides deciding whether or not to file, you must also consider whether to file for Chapter 13 protections or Chapter 7. That’s merely the beginning…

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Chapter 13

What Debts Does Chapter 13 Bankruptcy Cover in Georgia?

When you file bankruptcy in Georgia, you have two choices for filing. You can file a Chapter 7 petition, or you can file a Chapter 13 petition. While both forms of bankruptcy offer relief for…

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car accident

Can Filing for a Georgia Bankruptcy Discharge Debt Incurred as a Result of a Car Accident?

When you are considering bankruptcy, you are likely in such a financial bind that you are trying to eliminate as much debt as possible. Your attorney will likely explain that some debt is dischargeable and…

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A pen on a piece of paper that says "Property: Is Now the Time to Buy? with a Yes and No checkboxes, posing the question: Can I buy a house while in Chapter 13 bankruptcy?

Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?

Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…

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File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

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Buy a House After Filing Bankruptcy

Can I Buy a House After Filing Bankruptcy in Georgia?

In a word, yes. In fact, many people can buy houses before a judge discharges their bankruptcies. When someone asks can I buy a house after filing bankruptcy, they should know some of the biggest…

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A semi-transparent analouge classroom-type clock is superimposed over the image of a calculator, wooden gavel, and one-hundred dollar bills, posing the question, How long does chapter 13 bankruptcy last in Georgia?

How Long Does Chapter 13 Bankruptcy Last in Georgia?

Technically, most Chapter 13 bankruptcies last either three or five years. But their positive effects often last a lifetime. Lee Paulk MorganLee Paulk Morgan With more than 41 years of experience in the areas of…

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