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How Does Filing for Bankruptcy Affect Getting a Job?

December 18, 2024

Are you facing bankruptcy? A common fear among those who face bankruptcy is the possibility that it will hinder their ability to find a job. What does bankruptcy do to a job search? Do you…

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Can a Creditor Garnish My Wages After 7 Years in Georgia?

December 16, 2024

Dealing with debt can be overwhelming, especially when it comes to wage garnishment. If you’re in Georgia, you might ask, Can a creditor garnish my wages after seven years? Here’s the answer. In Georgia, creditors…

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Is SSI Included as Disposable Income for Bankruptcies?

December 8, 2024

You may be wondering if Supplemental Security Income is included as disposable income for bankruptcies. The quick and concise answer is: No, Social Security payments are not considered disposable income in bankruptcy cases. Federal law…

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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

December 3, 2024

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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Facing Foreclosure in Georgia? Bankruptcy can help save your home

Everyone knows about the recent issues with the housing market. Many homes have lost value over the past couple of years. As a result, more and more people are facing foreclosure. Over 10 million American…

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Medical Bills: The #1 Cause of Bankruptcy

According to a recent MNBC news article, medical bills are the main reason people file bankruptcy. Some estimates believe that 60% of bankruptcies are directly related to medical bills. In fact, over one million people…

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Scam Alert: Debt Settlement Companies

You have probably noticed advertisements for various debt settlement companies. Debt settlement companies claim that they can negotiate with creditors to lower the amount of debt that is owed. However, most of these companies are…

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Can I Stop Debt Collectors from Harrassing Me?

In the United States, collection agents are limited in the methods they can use to collect consumer debts by the Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debt, auto loans, mortgage…

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Will Paying off an Old Debt Raise My Credit Score

Paying off old debts won’t always improve your credit score. If a debt is less than seven years old, paying it could improve your credit score, IF it is showing on your credit report.  How…

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Improving Your Credit Score: Steps You Can Take

One of the most common questions we hear at Morgan & Morgan, especially for people coming out of bankruptcy, is “What can I do to improve my credit score?” First, let’s examine what determines a…

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What Should I do with my Tax Refund

With tax season right around the corner, many people are already anticipating getting their tax refunds back from the federal and state government. Last year the average federal tax refund was $2700! While getting a…

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When Do I Hire a Disability Lawyer?

If it is looking like you won’t be able to work for a long time, you should consider hiring a disability attorney to help you receive funds from your Social Security account. Hiring a Social…

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What Is the Means Test?

Before you can file for Chapter 7 bankruptcy, you must pass something called the means test. This test determines whether your income is low enough for you to qualify to file Chapter 7 bankruptcy under…

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How Do Employers Perceive Those Who File Workers' Compensation Claims?

In our current economy, many workers are nervous about their ability to keep or find a job. These nerves may even keep them from filing for a legitimate workers’ compensation claim. They assume that future…

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