Blog

Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

Read More

How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

Read More

How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

Read More

Income and Debt Qualifications for Chapter 13 Bankruptcy in GA

October 22, 2024

To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…

Read More

Facing Foreclosure in Georgia? Bankruptcy can help save your home

Everyone knows about the recent issues with the housing market. Many homes have lost value over the past couple of years. As a result, more and more people are facing foreclosure. Over 10 million American…

READ MORE

Medical Bills: The #1 Cause of Bankruptcy

According to a recent MNBC news article, medical bills are the main reason people file bankruptcy. Some estimates believe that 60% of bankruptcies are directly related to medical bills. In fact, over one million people…

READ MORE

Scam Alert: Debt Settlement Companies

You have probably noticed advertisements for various debt settlement companies. Debt settlement companies claim that they can negotiate with creditors to lower the amount of debt that is owed. However, most of these companies are…

READ MORE

Can I Stop Debt Collectors from Harrassing Me?

In the United States, collection agents are limited in the methods they can use to collect consumer debts by the Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debt, auto loans, mortgage…

READ MORE

Will Paying off an Old Debt Raise My Credit Score

Paying off old debts won’t always improve your credit score. If a debt is less than seven years old, paying it could improve your credit score, IF it is showing on your credit report.  How…

READ MORE

Improving Your Credit Score: Steps You Can Take

One of the most common questions we hear at Morgan & Morgan, especially for people coming out of bankruptcy, is “What can I do to improve my credit score?” First, let’s examine what determines a…

READ MORE

What Should I do with my Tax Refund

With tax season right around the corner, many people are already anticipating getting their tax refunds back from the federal and state government. Last year the average federal tax refund was $2700! While getting a…

READ MORE

When Do I Hire a Disability Lawyer?

If it is looking like you won’t be able to work for a long time, you should consider hiring a disability attorney to help you receive funds from your Social Security account. Hiring a Social…

READ MORE

What Is the Means Test?

Before you can file for Chapter 7 bankruptcy, you must pass something called the means test. This test determines whether your income is low enough for you to qualify to file Chapter 7 bankruptcy under…

READ MORE

How Do Employers Perceive Those Who File Workers' Compensation Claims?

In our current economy, many workers are nervous about their ability to keep or find a job. These nerves may even keep them from filing for a legitimate workers’ compensation claim. They assume that future…

READ MORE