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What Happens After Chapter 13 Bankruptcy Discharge?

March 5, 2026

Finishing a Chapter 13 repayment plan feels like running a marathon. For three to five years, you’ve been making payments, sticking to a strict budget, and answering to the court. So when you finally hear…

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Can You Get a Credit Card While In Chapter 13?

March 5, 2026

Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life.  If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…

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When To Stop Using Credit Cards Before Filing Chapter 7 In Georgia?

March 4, 2026

Thinking about filing Chapter 7 usually brings up a lot of big questions like what happens to your debt, how long the process takes, and what life looks like after.  But one of the smaller…

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When Is It Too Late To Stop Foreclosure?

March 4, 2026

Falling behind on your mortgage can feel terrifying, especially when the word “foreclosure” starts showing up in letters, emails, or late-night Google searches. And somewhere in the middle of all that stress, one big question…

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Chapter 13 Bankruptcy
| August 3, 2020

How Does Chapter 13 Bankruptcy Work?

Chapter 13 Bankruptcy is also known as the wage-earner plan. Essentially, when debtors file their voluntary petitions, they are saying “I have too many debts to pay all at once and I need to start…

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Bankruptcy impact on Credit Score
, , | June 20, 2020

How Long Does Bankruptcy Stay on Your Credit Report in Georgia?

By the book, bankruptcy filings generally remain on credit reports for seven years (Chapter 13) or ten years (Chapter 7). These time periods sometimes prevent people from filing necessary bankruptcies. But there is more to…

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Chapter 13 Bankruptcy Georgia
, | June 13, 2020

What is Chapter 13 Bankruptcy?

Chapter 13 gives distressed debtors up to five years to catch up on past-due home mortgage payments. The same thing applies to other secured debt delinquency, such as vehicle loans. Other options are available as…

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