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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

November 15, 2024

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

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Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

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How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

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How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

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Filing Chapter 7 in Athens

How Much Cash Can You Keep When Filing Chapter 7 in Athens?

Filing for bankruptcy provides a sense of relief as it allows you to start over financially, which is the primary benefit of doing so. During filing chapter 7 in Athens, you may be able to…

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Chapter 7 Bankruptcy

Chapter 7 Bankruptcy and Tax Refunds in Georgia

Bankruptcy isn’t something that anyone ever wants to have to do. It’s a means to an end to getting relief from all of your debt and getting back to a financially healthy place. Most people…

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Real Estate After Bankruptcy

What Happens to Investment Real Estate After Bankruptcy in Georgia?

Investing in real estate is a time-honored way to build wealth. Real estate performs better over time than almost any other asset class, whether we’re talking about stocks or something newer and flashier like cryptocurrency….

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Bankruptcy in Georgia

The Most Important Things You Need If Considering Bankruptcy in Georgia

Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…

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Chapter 7 Bankruptcy

What Happens When You File Chapter 7 Bankruptcy in Athens, Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

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Filing Bankruptcy in Georgia

When Should You File for Chapter 7 Bankruptcy in Georgia?

The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…

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Chapter 7 Bankruptcy

What Happens After You File Chapter 7 Bankruptcy in Georgia?

Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…

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Credit Score

How Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?

Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…

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Chapter 7 Bankruptcy Filing

When Should I File Chapter 7 Bankruptcy in Athens, GA?

Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act.  So, if you are…

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Top view of a man with short hair and white shirt looking through bills in envelopes, with some on the floor at his feet, as he asks himself the question, What is a bankruptcy discharge in Athens, GA?

What Is a Bankruptcy Discharge in Athens, Georgia?

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what is a bankruptcy discharge, and how does it work in Georgia? When…

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