Start Your Free Consultation
"A very respectful law firm that has very good customer service which is job one in the human world. Thank you Morgan and Morgan of Athens, ga." - W.S. August 2017
"We were fully enlightened about our situation which helped us choose our best choice concerning a problem. We would recommend Mr Braswell to our friends." - H.A. August 2017
"My experience with Morgan & Morgan was exceptional!!! I was very well informed about their procedures and felt comfortable about going forth with my case. Everything was handled with importance." - C.J. May 2017
"Attorney Jason Braswell & Lisa LaCount are just wonderful...not one time have I call the office and spoke with Carmella that I didn't get a chance to speak directly to Jason or Lisa or receive an immediate return call/email with a response. Thanks to this attorney team, my mind and our finances are in order. Again, thanks for taking us on as a client of Morgan & Morgan." - C.P. May 2017
"Lee did a great job. He helped me save my home and get a grip on my financial situation. The staff at Morgan & Morgan was great. Always easy to reach on the phone and mindful of my situation. Thanks!" - April 29, 2013
An Experienced Team of Repossession Lawyers that Gets Results
We are a boutique law firm with a family atmosphere. We realize that our clients are in need of help and we make it our mission to create the most comfortable environment possible. Over the last 30 years, we have been providing legal services pertaining to bankruptcy, workers compensation and disability to the Athens, Georgia metropolitan area. We have assisted all types of clients from commercial businesses to individuals.
Facing a repossession, also known as a repo, can be a difficult situation. When you purchase a piece of property on contract — a home, car, or even a television — that item serves as collateral to ensure you will pay off the loan. Motor vehicles are among the most commonly repossessed types of property. If your car or other items have been repossessed, the repo lawyers at Morgan & Morgan can help.
When Can My Car Be Repossessed?
Failing to make timely payments can have serious consequences. Technically, as soon as you miss a payment, you are in default of the conditions of your contract and the creditor has the legal right to repossess the car. Under Georgia law, when a vehicle is repossessed, the creditor does not need to provide you with advance notice of the repossession. They can repo the car at any time of the day or night even if it is parked on your own property; however, they may not enter into a closed garage or barn to do so.
How Can I Stop Repo Action From A Creditor
While it is best to make timely payments on all of your obligations, sometimes, through no fault of your own, it becomes impossible to do so. Sudden job loss, disability, illness, or even divorce, can interfere with your finances. Should you find yourself late on your payments, it is best to communicate with your creditor and make alternate arrangements for payment that you can maintain. Consulting an experienced car repo attorney can also help. He or she can advise you of your rights under Georgia law.
The most obvious way to stop collection activity is to pay what is owed and bring the loan current. When you are experiencing financial difficulty that action can seem impossible. Filing bankruptcy is another option to immediately stop collection activity against you and give you time to work with your creditors.
Take the First Step Toward Help
Our bankruptcy attorneys are dedicated to treating clients like family and making client needs a priority. We have specialized experience in assisting clients who are facing foreclosure on their homes, or have already had their homes foreclosed upon. Morgan & Morgan also specializes in matters of bankruptcy, real estate, immigration and debt collection defense. Let us help you with your debt relief, start your free consultation now by contacting us today at (706) 548-7070 to learn more about how our team of experienced attorneys can help you through these challenging times.
Top Rated By Our Clients
Lee Morgan has represented me many times in the past. I have always been very satisfied with their expertise and appreciate how smoothly the process goes because of their experience and preparedness. I highly recommend! - Thomas B.