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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia
Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…
Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia
Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…
What Happens to Your Bank Account When You File For Bankruptcy in Georgia?
It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…
Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?
Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…
How to File Bankruptcy in Georgia
Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…
What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?
There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…
How to Get Out of Debt without Paying Off All Your Bills
Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…
The Most Important Things You Need If Considering Bankruptcy in Georgia
Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…
What Happens After You File Chapter 7 Bankruptcy in Georgia?
Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…
Is Chapter 13 Bankruptcy a Public Record?
Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…