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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Preparing for Bankruptcy in Georgia – Steps to Take Before Filing

April 1, 2024

When debt has become overwhelming and you dread picking up calls from creditors, it is wise to consider your options for discharging debt through bankruptcy. There are two types of filings for individuals and married…

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File Chapter 13 Bankruptcy

When Should I File Chapter 13 Bankruptcy in Athens, GA?

When creditors make unreasonable payment demands and/or threaten your family, you should at least consider filing bankruptcy. A voluntary bankruptcy petition is the only way for your family to get a fresh start away from…

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Quirky older couple sitting on a sofa making funny faces. Is it time to talk to your parents about bankruptcy in Athens, Georgia?

How to Talk to Your Parents About Bankruptcy in Athens, GA

If your parents are still connected to your financial life or simply involved in your well being, there may come a time when you will need to talk to your parents about bankruptcy. Needless to…

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A magnifying glass hovers over a calculator displaying a zero sum, symbolizing what qualifies you for Chapter 13 bankruptcy in Athens, GA.

What Qualifies You for Chapter 13 Bankruptcy in Athens, GA?

If your family is having problems dealing with the financial storms of life, such as unemployment or serious illness, you are not alone. Two-thirds of Americans have less than $1,000 in savings, and many of…

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Top view of a man with short hair and white shirt looking through bills in envelopes, with some on the floor at his feet, as he asks himself the question, What is a bankruptcy discharge in Athens, GA?

What Is a Bankruptcy Discharge in Athens, Georgia?

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what is a bankruptcy discharge, and how does it work in Georgia? When…

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A Chapter 7 Bankruptcy lawyer points at a law book over his desk to answer a clients question of, Is Chapter 7 Bankruptcy still available in Athens and Georgia?

Is Chapter 7 Bankruptcy Still Available in Athens, GA?

If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…

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A man in a dark blue suit, selecting BANKRUPTCY from a list of translucent word choices that fill the foreground of the image to make it look like a smart phone screen, posing the question, What is a strategic bankruptcy in Athens Georgia?

What Is a Strategic Bankruptcy?

Strategic bankruptcies, as opposed to necessary bankruptcies, are most commonly associated with Chapter 11 business bankruptcies. Additionally, some small businesses are eligible for Chapter 5 bankruptcies. Lawmakers created this streamlined procedure because of the coronavirus…

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A man sitting at a desk with a pencil in is hand and hand on his forehead in exasperation as he sites at a desl surrounded by papers. A big orange banner is located on the bottom half of the image with " BANKRUPTCY CHAPTER 7" in large black letters, posing the question, "What Does Chapter 7 Bankruptcy Cover?"

What Does Chapter 7 Bankruptcy Cover in Athens, GA?

Most people file bankruptcy for reasons that are at least mostly beyond their control. High medical bills, which prompt about two-thirds of all bankruptcy filings in Georgia, are a good example. If you’re asking what…

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A calculator and pencil lay atop a booklet titled "Bankruptcy Tax Guide", posing the question, Does Chapter 13 Bankruptcy Affect Tax Returns?

Does Chapter 13 Affect Tax Returns in Georgia?

This frequently asked question opens one of the largest cans of worms in a Chapter 13 bankruptcy. It involves various complicated issues, mostly the nature of the bankruptcy estate and the aggressiveness and diligence of…

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A college graduation cap sitting atop many $100 bills, posing the question, Does Chapter 13 Bankruptcy Cover Student Loans in Georgia?

Does Chapter 13 Bankruptcy Cover Student Loans in Georgia?

Yes, Chapter 13 bankruptcy can cover student loans, but only if “undue hardship” can be proven. This makes the question of does Chapter 13 bankruptcy cover student loans complicated. Since they are government guaranteed, student…

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Closeup of a gavel and electronic car key on a gavel block, symbolizing the question, Can I file bankruptcy and keep my car?

Can I File Bankruptcy and Keep My Car in Athens, GA?

If you’re asking can I file bankruptcy and keep my car, the answer is absolutely! And that’s a good thing to know in these trying times. Because of the coronavirus pandemic, auto loan delinquency rates…

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