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Can I Declare a Second Bankruptcy in Georgia?
Bankruptcy is not a word many of us like to hear. It brings with it numerous negative connotations. However, sometimes bankruptcy can’t be avoided. When your finances have gotten out of control, you may not…
Can Creditors Come After You After Chapter 13 Bankruptcy in Georgia?
Filing Chapter 13 bankruptcy is not an easy decision to make. Beyond the financial aspects of the decision, you also deal with an emotional toll. Many people feel shame if they find themselves in a…
Can You Buy a Car While in Chapter 13 Bankruptcy in Athens, GA?
Wage-earner bankruptcies last up to five years. Yet the average lifespan of a new car is about eight years. Moreover, before most vehicles expire, they become so expensive to maintain that it is cheaper to…
Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?
Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…
How Long Does Chapter 13 Bankruptcy Last in Georgia?
Technically, most Chapter 13 bankruptcies last either three or five years. But their positive effects often last a lifetime. Lee Paulk MorganLee Paulk Morgan With more than 41 years of experience in the areas of…
How to Build Credit While in Chapter 13 Bankruptcy
The popular myth is that filing bankruptcy ruins your credit. As experienced Chapter 13 Bankruptcy attorneys, we can tell you that’s normally not true. Most bankruptcy debtors have credit scores in the mid-500s. In many…
Income and Debt Qualifications for Chapter 13 Bankruptcy in GA
If you’ve come to the point where you are considering filing for bankruptcy in Georgia, you probably have some questions about which chapter you qualify for and what those determining factors are. The basic difference…
Converting from Chapter 13 to Chapter 7 in Georgia
Many Georgia residents file bankruptcy under Chapter 13 because it allows them to restructure their debts, pay their obligations, and keep their property. The repayment plan structured in Chapter 13 bankruptcy lasts for 3-5 years….
How Many Times Can Someone File for Chapter 13 Bankruptcy in Georgia?
Bankruptcy offers consumers the opportunity to start their financial journey anew. For those facing crushing debt burdens, that’s incredibly good news. However, it’s important to choose the right type of bankruptcy, and then to know…
Is Chapter 13 Bankruptcy a Public Record?
Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…