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What Should I Do If I Can’t Afford My Child Support Payments?
In 2020, over 10 million people who were ordered to pay child support were behind in their payments, according to the Office of Child Support Enforcement’s Preliminary Report. That debt totaled over $115 billion. Many…
What Happens to My Secured Debt if I File Chapter 7 Bankruptcy?
There are two kinds of debt: secured and unsecured. A debt is secured when the creditor/lender can recover a specified asset from the debtor/borrower if the borrower does not repay the loan on time. A…
Who Pays Child Support in Joint Custody
In joint custody cases, who pays child support and how much child support depends on several factors. First you will consider the incomes of both parties, and second, you will look at how many overnights…
Why hiding assets is a bad idea when filing bankruptcy
You have likely heard the expression that “Honesty is the best policy.” Not only is that true, but telling the truth is absolutely necessary when it comes to filing bankruptcy. Lying in a bankruptcy case…
What Can I Do About Wage Garnishment?
A wage garnishment occurs when a court orders a portion of a person’s earnings to be withheld to satisfy a debt. When your wages are being garnished, the payroll department at your job will calculate…
What Happens to my Debt When I Die?
Debts are such an ingrained part of our daily lives that we’ve learned to accept them without thinking about it too much. We pay our credit card bills and write a check for the car…