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Can I Gift Money Before Filing Bankruptcy? Legal Risks

May 17, 2026

You can give money before filing bankruptcy, but gifts over $600 to one person within the two years before filing must be disclosed, and transfers made within that two-year window can be challenged by a…

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Can Utility Bills Be Included in Bankruptcy in Georgia?

May 16, 2026

Yes, past-due utility bills can be included in a Georgia bankruptcy, and the chapter you file matters. In Chapter 7, pre-filing utility debt is generally dischargeable and you typically have 20 days after filing to…

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Can I File Bankruptcy With No Income In Georgia? 2026 Guide

May 15, 2026

Yes, you can file for bankruptcy in Georgia with no income. For individuals in that situation, Chapter 7 is the realistic option, and the Chapter 7 filing fee is $338 unless the court grants a…

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How Many Payments before Car Repossession in Georgia

May 14, 2026

You miss a car payment, tell yourself you'll catch it up next check, and keep going to work, school drop-off, and doctor visits like normal. In Georgia, that assumption can be dangerous. A lot of…

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Can Your Social Security Benefits Be Garnished in Georgia?

If you’re struggling with debt, you might be asking: Can Social Security benefits be garnished in Georgia? In Georgia, Social Security benefits are generally protected from garnishment by private creditors, but can be garnished for unpaid…

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Chapter 13 in Georgia

How To File Chapter 13 in Georgia

If you’re dealing with significant debt but want to keep your assets, you may be wondering: How do I file Chapter 13 in Georgia? To file for Chapter 13 bankruptcy in Georgia, you must first complete…

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Disability Lawyers

How Are Disability Lawyers Paid in Georgia?

If you’re thinking about hiring a disability lawyer, you may wonder, How are disability lawyers paid? Here’s a straightforward answer to put your mind at ease. Disability lawyers in Georgia typically operate on a contingency…

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Supplemental Security Income

Is SSI Included as Disposable Income for Bankruptcies?

You may be wondering if Supplemental Security Income is included as disposable income for bankruptcies. The quick and concise answer is: No, Social Security payments are not considered disposable income in bankruptcy cases. Federal law…

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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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Workers Compensation in Bankruptcies

Is Workers Compensation Considered Income for Bankruptcies?

If you’re considering bankruptcy, you may be wondering: Is workers’ compensation considered income for bankruptcies? Yes, workers’ compensation benefits are generally considered income in bankruptcy. They are included in the means test calculation to determine…

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Disability Lawyer Cost

How Much Does a Disability Lawyer Cost in Athens, GA

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

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Chapter 13 Bankruptcy

Income and Debt Qualifications for Chapter 13 Bankruptcy in GA

To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…

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Credit Score

How to Build Credit While in Chapter 13 Bankruptcy in Georgia

Yes, you can rebuild your credit while in Chapter 13 bankruptcy. While your credit score may take a hit during the bankruptcy process, there are strategic steps you can take to improve it. By making…

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house after foreclosure

How Long Can I Stay In My House After Foreclosure in Georgia?

In Georgia, the time you can stay in your home after a foreclosure sale varies based on the type of foreclosure and the specific circumstances. Generally, you can expect to stay in your home for…

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