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Bankruptcy and Divorce in Georgia – Which Should You File First?

April 21, 2024

Your situation may seem grim if you are concerned about timing for filing both bankruptcy and divorce in Georgia, but it is important to look at the positive outcomes. With Chapter 7 and Chapter 13,…

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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Busting the 10 Biggest Chapter 13 Bankruptcy Myths

Due to recent legal changes, many people are taking a harder look at bankruptcy. Unfortunately, they may fall prey to some of the biggest chapter 13 bankruptcy myths and decide not to file, even though…

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A light blue measuring tape with brownish numbers and markings is uncoiling from right to left against a bright yellow background, posing the question, How long does Chapter 13 bankruptcy take in Georgia?

How Long Does a Chapter 13 Bankruptcy Take in Georgia?

Largely depending on your income, Chapter 13 bankruptcy usually takes three or five years in Georgia. However, as outlined below, it’s usually possible to extend this time period. It’s also often possible to exit bankruptcy…

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WHAT'S THE COST? is repeated over and over in white against a red background, kind of at an angle leaning away. One of the repeated phrases, in the middle, is in red lettering, posing the question, how much does a chapter 13 bankruptcy cost in Athens GA?

How Much Does a Chapter 13 Bankruptcy Cost in Athens, GA?

Chapter 13’s basic filing fees vary in different courts, mostly because the trustee (person who oversees the case for the judge) often adds an administrative fee. But if you’re asking how much does a chapter…

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An old-time black alarm clock sits on a light-wood table to the far right, against a blue-grey wall in the background. Instead of numbers on the clock face, there are dollar signs like $, representing the question, how often can you file chapter 7 bankruptcy in Athens and Gerogia?

How Often Can You File Chapter 7 Bankruptcy in Athens, GA?

Are you asking how often can you file chapter 7 bankruptcy in Athens, GA? Technically, there is no limit to the number of times a person can file a Chapter 7 liquidation bankruptcy. However, multiple…

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Scrabble-like tiles set at 45-degree angle, on a textured dark wood table, spell put CHAPTER SEVEN, each word on a separate line, posing the question, How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

Many people want to know more about Chapter 7 because the numbers simply don’t add up. When it comes to credit card debt, most financial planners use the 10 percent rule. If credit card debt…

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A small, bright yellow-green page marker in a blue hard-cover book says Bankruptcy Chapter 7. The page marker, a yellow pen with a silver tip and the bottom of a calculator set the scene to pose the question, How long does bankruptcy chapter 7 last?

How Long Does Bankruptcy Chapter 7 Last in GA?

If you need a fresh start right away, Chapter 7 bankruptcy is probably for you. From start to finish, filing many of these cases only last about six or nine months. Chapter 7 will stay…

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Closeup of a white paper in a typewriter with the words NEW CHAPTER typed in black ink, posing the question, How does bankruptcy work in MN?

How Does Bankruptcy Work in Georgia? Chapter 7, 13, 20

Depending on the type of case you file, bankruptcy works in several different ways. All these procedural pathways end in the same place. Distressed debtors get a fresh start. If you’re wondering how bankruptcy works,…

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A pair of black rimmed reading glasses, a red pencil, and the corner of a manila envelope accompany a brightly colored credit report showing a score of 425, posing the question, How long does bankruptcy stay on your credit report in Athens, GA?

How Long Does Bankruptcy Stay on Your Credit Report in Athens, GA?

Technically, bankruptcy stays on a credit report for seven or ten years, depending on the type of bankruptcy you file. There is basically nothing you can do to alter that fact. However, there is also…

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A medium to dark wood gavel and block on the right side of the image, laying on top of a white sheet of paper titled PETITION TO FILE FOR BANKRUPTCY in black. posing the question, What is bankruptcy in Athens, GA?

What Is Bankruptcy in Athens, GA?

According to the Supreme Court, bankruptcy “relieve[s] the honest debtor from the weight of oppressive indebtedness and permit[s] him to start afresh free from obligations and responsibilities consequent upon business misfortunes.” In other words, if…

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The question, What is chapter 13 bankruptcy is symbolically answered by a light-wood box with 45 separate square cubbies (5 by 9). One row from the top and one cubby to the right, seven cubbies in the 2nd row down are occupied with light-wood child's-type blocks the spell out CHAPTER in black letters. One row up from the bottom and four cubbies to the right, four cubbies in the 4th row down are occupied with light-wood child's-type blocks the spell out XIII in black letters.

What Is Chapter 13 Bankruptcy in Clarke County Georgia?

A wage-earner plan bankruptcy could be the best way to reduce stress during a very stressful time. Largely due to the coronavirus pandemic, almost 75 percent of Americans say that finances are the number one…

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