Explaining the process of a Georgia home foreclosure

January 17, 2020

When someone is unable to continue making their mortgage payments, the lender can force the sale of the home through a Georgia home foreclosure. Each state has different laws governing home foreclosures. In Georgia, the…

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Who will know if I file for a Georgia bankruptcy?

January 7, 2020

Privacy is important, and many people may not want their friends, family members or coworkers knowing about their financial situation. This is especially likely to be true if someone is considering filing for bankruptcy. However,…

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Can filing for a Georgia bankruptcy discharge debt incurred as a result of a car accident?

January 3, 2020

For the most part, when someone files for a Georgia Chapter 7 bankruptcy, most of their debts are discharged at the completion of the bankruptcy. However, there are some types of debt that cannot be…

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Do I have any other options besides filing for a Georgia bankruptcy?

December 31, 2019

No one wants to file for bankruptcy. However, for many people dealing with constant financial stress, filing for a Georgia bankruptcy is a very good alternative to the status quo. Of course, before filing for…

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Can I Stop Debt Collectors from Harrassing Me?

In the United States, collection agents are limited in the methods they can use to collect consumer debts by the Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debt, auto loans, mortgage…


Will Paying off an Old Debt Raise My Credit Score

Paying off old debts won’t always improve your credit score. If a debt is less than seven years old, paying it could improve your credit score, IF it is showing on your credit report.  How…


Improving Your Credit Score: Steps You Can Take

One of the most common questions we hear at Morgan & Morgan, especially for people coming out of bankruptcy, is “What can I do to improve my credit score?” First, let’s examine what determines a…


What Should I do with my Tax Refund

With tax season right around the corner, many people are already anticipating getting their tax refunds back from the federal and state government. Last year the average federal tax refund was $2700! While getting a…


When Do I Hire a Disability Lawyer?

If it is looking like you won’t be able to work for a long time, you should consider hiring a disability attorney to help you receive funds from your Social Security account. Hiring a Social…


What Is the Means Test?

Before you can file for Chapter 7 bankruptcy, you must pass something called the means test. This test determines whether your income is low enough for you to qualify to file Chapter 7 bankruptcy under…


How Do Employers Perceive Those Who File Workers' Compensation Claims?

In our current economy, many workers are nervous about their ability to keep or find a job. These nerves may even keep them from filing for a legitimate workers’ compensation claim. They assume that future…