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Can I Trade My Car During Chapter 7?
Filing Chapter 7 can feel like hitting the reset button on your finances, but real life doesn’t pause just because you’re going through bankruptcy. You still need to get to work, run errands, show up…
Credit Cards After Chapter 7 Bankruptcy Discharge
After a Chapter 7 bankruptcy discharge, you can immediately apply for new credit cards, but your options will be limited to cards designed for people with bad credit, primarily secured credit cards. Waiting until the…
Are Corporation Bank Accounts Protected If Filing Personal Bankruptcy?
Are Corporation Bank Accounts Protected If Filing Personal Bankruptcy? Corporate bank accounts are generally not part of your personal bankruptcy estate if the company is a separate legal entity (e.g., LLC or corporation). However, co-mingling…
Chapter 13 Dismissed: How Long Before Repo Happens?
After Chapter 13 Dismissed, How Long Before Repo Happens? A car can be repossessed almost immediately after a Chapter 13 case is dismissed because the automatic stay is lifted. Creditors can resume collection activities right away, and because…
Filing Personal Bankruptcy While Owning a Business
When you file personal bankruptcy while owning a business, the impact depends heavily on your business structure (sole proprietorship, LLC, or corporation) and the type of bankruptcy you file (Chapter 7 or Chapter 13). Filing…
Will My Employer Know If I File Chapter 13?
Will My Employer Know If I File Chapter 13? Your employer typically won’t be notified when you file Chapter 13 unless a court‑approved wage order requires payroll deductions to fund your repayment plan. In those…
Can I Go on Vacation After Filing Chapter 7 Bankruptcy?
Can I Go on Vacation After Filing Chapter 7? is a common worry right after you file. Here’s the bottom line in plain English. Yes, you can usually travel or take a vacation after filing…
Can I Keep My Car When Filing for Bankruptcy in Georgia?
If you rely on your car to get to work, school, or medical appointments, the idea of losing it in bankruptcy can be terrifying. It’s natural to ask: can you really file for bankruptcy and…
Can Chapter 13 Take My Disability Back Pay in Bankruptcy?
No, a Chapter 13 bankruptcy plan generally cannot take your Social Security disability back pay, as these benefits are protected by law. However, the lump sum is considered when calculating your ability to make payments…
Explaining the Georgia Home Foreclosure Process
Georgia homeowners often feel blindsided when foreclosure moves quickly, especially because the state allows lenders to foreclose without going to court. So how does the Georgia home foreclosure process actually work, and how fast can…