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What You Need to Know About Wage Garnishment Laws in Georgia

March 25, 2024

Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…

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What Are the Pros and Cons of Declaring Bankruptcy in Georgia?

March 8, 2024

If you are looking into bankruptcy as a legal option for resolving debt, chances are you have heard a lot about both the good and the bad. There are two sides involved with any important…

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How Can Wage Garnishments Be Removed in Georgia?

March 1, 2024

You rely on regular income to support your lifestyle and pay bills, so you expect to be paid your full wages for doing your job. It might seem unfair that someone could divert part of…

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Filing a Second Bankruptcy in Georgia – What to Consider

February 24, 2024

If you have already been through bankruptcy in Georgia, you are aware of how the process works and how your debts are treated under the US Bankruptcy Code. Whether you filed for Chapter 7 discharge…

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Should I File Bankruptcy in Athens, GA?

For many distressed debtors, bankruptcy is an absolute last resort after they exhaust all other options. That’s technically true. However, since the Supreme Court recently struck some key consumer protections from the Fair Debt Collection…

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Filing Bankruptcy in Georgia

When Should You File for Chapter 7 Bankruptcy in Georgia?

The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…

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Chapter 7 Bankruptcy

What Happens After You File Chapter 7 Bankruptcy in Georgia?

Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…

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Credit Score

How Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?

Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…

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Chapter 7 Bankruptcy Filing

When Should I File Chapter 7 Bankruptcy in Athens, GA?

Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act.  So, if you are…

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Chapter 13 Bankruptcy Lawyer

Is Chapter 13 Bankruptcy a Public Record?

Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…

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Chapter 13 Bankruptcy

How Long is Chapter 13 Bankruptcy in Athens, GA?

Largely depending on your income, Chapter 13’s protected repayment period usually lasts either three or five years.  During the PRP, debtors make income-based monthly payments which eliminate secured debt arrearage, like mortgage arrearage, as well…

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File Chapter 13 Bankruptcy

When Should I File Chapter 13 Bankruptcy in Athens, GA?

When creditors make unreasonable payment demands and/or threaten your family, you should at least consider filing bankruptcy. A voluntary bankruptcy petition is the only way for your family to get a fresh start away from…

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Don't be a victim! Call Morgan and Morgan today if you feel that you have been a victim of disability insurance fraud in Hartwell, Madison and Athens.

How to Avoid Disability Insurance Scams in Georgia and Beyond

Disability insurance and Social Security benefits were created to provide assistance to individuals that truly need it. It is reserved for those who have been afflicted by some physical or mental disability that prevents them from…

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A woman putting a FORECLOSURE sign on a red sign that says FOR SALE referring to a house, positing the question, How does foreclosure work in Georgia and Athens?

How Does Foreclosure Work in Georgia?

If you have been struggling to make your mortgage payments and you are headed towards foreclosure, it’s important to understand how this process works in the state of Georgia. Since Georgia is a “non-judicial foreclosure…

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