Blog

What You Need to Know About Wage Garnishment Laws in Georgia

March 25, 2024

Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…

Read More

What Are the Pros and Cons of Declaring Bankruptcy in Georgia?

March 8, 2024

If you are looking into bankruptcy as a legal option for resolving debt, chances are you have heard a lot about both the good and the bad. There are two sides involved with any important…

Read More

How Can Wage Garnishments Be Removed in Georgia?

March 1, 2024

You rely on regular income to support your lifestyle and pay bills, so you expect to be paid your full wages for doing your job. It might seem unfair that someone could divert part of…

Read More

Filing a Second Bankruptcy in Georgia – What to Consider

February 24, 2024

If you have already been through bankruptcy in Georgia, you are aware of how the process works and how your debts are treated under the US Bankruptcy Code. Whether you filed for Chapter 7 discharge…

Read More
Quirky older couple sitting on a sofa making funny faces. Is it time to talk to your parents about bankruptcy in Athens, Georgia?

How to Talk to Your Parents About Bankruptcy in Athens, GA

If your parents are still connected to your financial life or simply involved in your well being, there may come a time when you will need to talk to your parents about bankruptcy. Needless to…

READ MORE
chapter 13 bankruptcy attorney

What Is Lien-Stripping and How Does It Work in Georgia?

Filing for Chapter 13 bankruptcy may be able to help underwater homeowners through a process called lien stripping. What is lien-stripping? When a homeowner files for a Chapter 13 bankruptcy in hopes of consolidating their…

READ MORE
A magnifying glass hovers over a calculator displaying a zero sum, symbolizing what qualifies you for Chapter 13 bankruptcy in Athens, GA.

What Qualifies You for Chapter 13 Bankruptcy in Athens, GA?

If your family is having problems dealing with the financial storms of life, such as unemployment or serious illness, you are not alone. Two-thirds of Americans have less than $1,000 in savings, and many of…

READ MORE
Top view of a man with short hair and white shirt looking through bills in envelopes, with some on the floor at his feet, as he asks himself the question, What is a bankruptcy discharge in Athens, GA?

What Is a Bankruptcy Discharge in Athens, Georgia?

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what is a bankruptcy discharge, and how does it work in Georgia? When…

READ MORE
Closeup of different denominations of dollar bills, rolled up in loosely, posing the question, what happens if I fall behind on Chapter 13 repayment plan payments?

What If I Fall Behind on Chapter 13 Repayment Plan Payments?

A Chapter 13 bankruptcy is also called a “wage earner’s plan,” because it allows for filers who earn a regular income to pay back their secured debts over a period between three to five years….

READ MORE
A Chapter 7 Bankruptcy lawyer points at a law book over his desk to answer a clients question of, Is Chapter 7 Bankruptcy still available in Athens and Georgia?

Is Chapter 7 Bankruptcy Still Available in Athens, GA?

If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…

READ MORE
A man in a dark blue suit, selecting BANKRUPTCY from a list of translucent word choices that fill the foreground of the image to make it look like a smart phone screen, posing the question, What is a strategic bankruptcy in Athens Georgia?

What Is a Strategic Bankruptcy?

Strategic bankruptcies, as opposed to necessary bankruptcies, are most commonly associated with Chapter 11 business bankruptcies. Additionally, some small businesses are eligible for Chapter 5 bankruptcies. Lawmakers created this streamlined procedure because of the coronavirus…

READ MORE
A stressed man with his hand on his forehead, behind an orange graphic that says BANKRUPTCY CHAPTER 7, posing the question, what happens when you file chapter 7 bankruptcy?

What Happens When You File Chapter 7 Bankruptcy in Athens Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

READ MORE
An areal view of a city's financial district, posing the question, Do I have other options besides filing bankruptcy in Georgia?

Do I Have Any Other Options Besides Filing Bankruptcy in Georgia?

Until recently, a number of very attractive bankruptcy alternatives were available in Georgia. Unfortunately these options aren’t nearly as attractive as they were in 2015. While there are other option besides filing for bankruptcy in…

READ MORE
coming to the conclusion that you need to file bankruptcy

Which Is Better Chapter 7 or Chapter 13 in Georgia?

A number of factors go into deciding which is better Chapter 7 or Chapter 13 bankruptcy. The type of debt is, by far, the most important factor. When unsecured debts are the disease, Chapter 7…

READ MORE