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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

November 15, 2024

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

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Can Private Debtors Garnish Disability Benefits in Georgia?

November 1, 2024

No, private debtors cannot garnish disability benefits in Georgia. Federal law protects Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) from garnishment by private creditors, including credit card companies and medical providers. However,…

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How Much Does a Debt Relief Attorney Charge in Georgia?

October 28, 2024

In Georgia, the cost of hiring a debt relief attorney typically ranges from $500 to $3,000, depending on the complexity of your case. For basic consultations or simpler negotiations, fees may fall on the lower…

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How Much Does a Disability Lawyer Cost in Athens, GA

October 22, 2024

In Athens, GA, most Social Security disability lawyers work on a contingency fee basis, meaning you only pay if you win your case. Typically, attorney fees are capped at 25% of your back pay, or…

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Bankruptcy in Athens, GA

Who Pays for Bankruptcies in Athens, GA?

In most cases, bankruptcy filers in Athens, GA pay for bankruptcies. The filing fee varies in different jurisdictions, but it is normally about $350 in a Chapter 7 and $300 in a Chapter 13. Judges…

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Cost to File Bankruptcy in Georgia

How Much Does It Cost to File Bankruptcy in Georgia?

Coronavirus has affected our lives in many ways. For example, about 90 percent of people say that COVID-19 has created additional financial stress in their lives. What makes this survey really alarming is that most…

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Chapter 13 Bankruptcy Duration in Georgia

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Most people in Georgia file bankruptcy because, through no fault of their own, their finances are spiraling out of control. In three or five years, Chapter 13 bankruptcy helps these people regain control.  The bankruptcy…

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Declare Bankruptcy in Georgia

What Happens If I Declare Bankruptcy in Georgia?

Without a doubt, bankruptcy is the biggest, blackest mark that can affect your credit score in the state of Georgia. However, there is considerable misinformation on this point. So, in most cases, the pros of…

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Chapter 7 Bankruptcy Cost

How Much Does Chapter 7 Bankruptcy Cost in Georgia?

Court filing fees to file a Chapter 7 Bankruptcy usually run about $350. Additionally, many people work with bankruptcy petition preparers. These individuals usually charge negligible professional fees in addition to the filing fee. However,…

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Filing Bankruptcy in Georgia

How Long Does It Take to File Bankruptcy in Georgia?

This question is one of the most common ones that people ask us. Almost half of Americans have no savings at all. So, they are ill-equipped to deal with the financial storms of life, such…

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Chapter 7 Bankruptcy Filing

How Often Can You File Chapter 7 Bankruptcy in Athens, GA?

Theoretically, people can file Chapter 7 bankruptcy as many times as they want. However, subsequent filings have limited effects, both on the Automatic Stay and debt discharge. Typically, a subsequent Chapter 7 has a full…

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chapter 13 bankruptcy

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Depending on your income level, Chapter 13 lasts either three or five years. The filing usually stays on your credit record for an additional two to four years. A lot happens during these time periods….

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Buy House in Bankruptcy

How Long After Bankruptcy Can You Buy a House in Athens, GA?

Rules vary among different lenders. Government-backed loans, like VA loans, usually have shorter waiting periods. Generally, you must wait between two and four years after Chapter 7 Bankruptcy and one and four years after a…

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Bankruptcy Filing in Georgia

What Do You Need to Do to File Bankruptcy in Georgia?

Typically, the first step in any recovery, including recovery from financial issues, is admitting there is a problem. And, many people have a serious problem in this area. 25 percent of people with money problems…

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