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Can I Keep My Bonuses and Tax Refunds in My Chapter 13 Bankruptcy Case in Georgia?
Yes, you can keep bonuses & tax refunds in Chapter 13 Bankruptcy (GA). Full repayment plans (100%) likely allow you to keep them. In partial plans, the trustee might require using them to pay the…
Can I Sell My Car After Filing Bankruptcy in Georgia?
Yes, You Can Sell Your Car After Filing Bankruptcy in Georgia (But There’s a Catch) Georgia’s bankruptcy exemptions allow you to sell your car after filing, but whether you keep the proceeds depends on your…
What Happens to 401K Accounts and 401K Loans after Bankruptcy in Georgia?
If you’re wondering, what Happened to 401K accounts and 401K loans after bankruptcy in Georgia? To break it down, the concise answer is: 401K Accounts: Generally protected under federal law and not part of the…
How is a Chapter 13 Bankruptcy Payment Plan Calculated in Georgia?
In Georgia, your Chapter 13 bankruptcy payment plan hinges on your disposable income and debt types. Disposable income: This is calculated by subtracting necessary expenses (housing, food, transportation) from your gross income. Debt types: Priority…
Can I Keep My Recreational Vehicles After Bankruptcy in Georgia?
Yes, potentially. It depends on your RV’s equity (value minus loan amount) compared to Georgia’s vehicle exemption ($5,000). If the equity is under $5,000, you likely get to keep it. Chapter 13 bankruptcy allows keeping…
How to Remove a Judgement from Public Record on Your Credit in Georgia
A judgment on your public record in Georgia can cast a long, dark shadow over your financial well-being. These court judgments, whether stemming from credit card debt, a default judgment in a debt lawsuit, or…
How Long Does it Take for Chapter 7 to be Discharged in Georgia?
If you’re considering filing for bankruptcy, you might be asking, How long does it take for Chapter 7 to be discharged in Georgia? The process can vary depending on your financial situation and court procedures….
What Can’t You Do After Filing for Bankruptcy in Georgia?
If you’re asking, “What can’t you do after filing for bankruptcy in Georgia?” here’s the concise answer: After filing for bankruptcy in Georgia, you cannot make large payments to a single creditor, sell off significant…
Bankruptcy and Divorce in Georgia – Which Should You File First?
If you’re facing both financial hardship and a divorce, you may be wondering, Which should you file first, bankruptcy or divorce? The right choice depends on your financial situation and goals. Whether to file for…
How to Stop Wage Garnishment in Georgia
If your paycheck is being reduced due to debt collection, you may be wondering, How do you stop wage garnishment in Georgia? Wage garnishment can create serious financial strain, but there are legal ways to…