Blog

Our Response to the Coronavirus Pandemic

March 20, 2020

Morgan & Morgan is adopting the following policies regarding the COVID-19 outbreak in order to keep our clients and staff safe and healthy: We are currently open and available by telephone and email All appointments…

Read More

How secured credit cards can help you build your credit

March 10, 2020

In the personal finance world, the words “credit card” often carry a negative connotation. Indeed, credit card debt is one of the top-cited reasons why people file for bankruptcy. Still, credit cards can actually be…

Read More

Explaining the process of a Georgia home foreclosure

January 17, 2020

When someone is unable to continue making their mortgage payments, the lender can force the sale of the home through a Georgia home foreclosure. Each state has different laws governing home foreclosures. In Georgia, the…

Read More

Who will know if I file for a Georgia bankruptcy?

January 7, 2020

Privacy is important, and many people may not want their friends, family members or coworkers knowing about their financial situation. This is especially likely to be true if someone is considering filing for bankruptcy. However,…

Read More
bankruptcy lawyer

The differences between Chapter 7 and Chapter 13 bankruptcy for Georgia filers

Dealing with financial stress on a long-term basis takes its toll. Filing for a Georgia bankruptcy may be an excellent option for those facing constant financial pressures. Unfortunately, the term “bankruptcy” has a negative connotation,…

READ MORE
bankruptcy lawyer

What is a “cram down” and how can it help Georgia bankruptcy filers?

In Georgia, there are two different kinds of bankruptcies for individual filers. In a Chapter 7 “liquidation” bankruptcy, the court appoints a trustee who will oversee the sale of the filer’s assets. The proceeds of…

READ MORE
Athens chapter 11 bankruptcy lawyer

Chapter 11 bankruptcies are up 63 percent

Chapter 11 bankruptcies occur when companies file for bankruptcy in order to protect themselves from creditors and to restructure their debt into something more manageable. This process is overseen by a Federal bankruptcy judge. Usually,…

READ MORE
Athens bankruptcy lawyer

Bankruptcies soar among the elderly

A 2018 study has shown that bankruptcies among the elderly have increased over the last several years at a significant rate. From 1991 to 2016, the study indicated that bankruptcies of people 65 and older…

READ MORE
Athens bankruptcy attorneys

Can student loans be discharged in bankruptcy?

The spotlight on student loan defaults has grown brighter the past five years, yet the ever-growing student loan crisis crippling the financial futures of many students in college and beyond has yet to be solved…

READ MORE
chapter 7 bankruptcy

What is a bankruptcy discharge?

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what exactly does it mean to have debts discharged? When a debt is discharged…

READ MORE
Georgia bankruptcy lawyers

Do I have to file a joint bankruptcy with my spouse?

It is no secret married couples do a lot of things together, such as raise children and pay taxes. Something else they can do as a unit, but do not have to, is file a…

READ MORE

Exemptions allow debtors to keep assets despite filing bankruptcy

There is no question filing personal bankruptcy is daunting. Understandably, debtors have a multitude of questions, such as how filing might impact their credit score, what happens to the debts included in bankruptcy paperwork and…

READ MORE

What is the role of Bankruptcy Trustee?

A person who files bankruptcy will likely never meet or speak with the countless people involved in their bankruptcy, such as their creditors and, in most cases, the Bankruptcy Judge assigned to their case. However,…

READ MORE

What an automatic stay is and how it can keep debt collectors away

When a debtor files bankruptcy, a “legal shield,” called an automatic stay, goes into effect immediately. It serves to stay, or stop, all collection efforts in effect at the time of the bankruptcy filing. One…

READ MORE