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Can Bankruptcy Stop Wage Garnishment in Georgia

October 12, 2026

Yes, bankruptcy can usually stop a wage garnishment the moment the case is filed because the automatic stay takes effect immediately. But that answer has limits: child support, federal student loans, and certain tax debts…

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Do You Get Drug Tested For Workers Comp in Georgia

October 9, 2026

No, you are not automatically drug tested after a workplace injury in Georgia. An employer with a qualifying drug-free workplace program can require testing after a lost-time injury, and the result can create a rebuttable…

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How Long Does It Take Workers Comp To Approve Surgery

October 6, 2026

In Georgia, when an authorized treating physician submits a complete Form WC-205 for surgical approval, the insurer has 5 business days to respond. If the insurer doesn’t respond within that period, the requested treatment is…

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Can You Be Fired For Filing A Workers Compensation Claim

October 3, 2026

Georgia is an at-will state, but you can’t lawfully be fired specifically for filing a workers’ compensation claim. By 1920, 42 U.S. states had adopted workers’ compensation laws, yet proving that a termination was retaliatory…

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What is the role of Bankruptcy Trustee?

A person who files bankruptcy will likely never meet or speak with the countless people involved in their bankruptcy, such as their creditors and, in most cases, the Bankruptcy Judge assigned to their case. However,…

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What an automatic stay is and how it can keep debt collectors away

When a debtor files bankruptcy, a “legal shield,” called an automatic stay, goes into effect immediately. It serves to stay, or stop, all collection efforts in effect at the time of the bankruptcy filing. One…

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Why hiding assets is a bad idea when filing bankruptcy

You have likely heard the expression that “Honesty is the best policy.” Not only is that true, but telling the truth is absolutely necessary when it comes to filing bankruptcy. Lying in a bankruptcy case…

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What to expect when going to court for a Chapter 7 bankruptcy

It is natural for people to worry about what to expect when they go to court for their Chapter 7 bankruptcy’s “341 Meeting,” also known as the “Meeting of Creditors.” Concerns about a creditor or…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Do I have to file a bankruptcy jointly with my spouse?

No, you are not required to file a joint bankruptcy case with your spouse.  You can file individually, you each could file separate cases if you wish, or you can file a joint case.  This…

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I may need to file a bankruptcy case. Will I lose my property?

Many people have the mistaken idea that they will lose all their property if they file a bankruptcy case.  NOT TRUE!  There are exemptions allowed for many different assets.  Lee Paulk MorganLee Paulk Morgan With…

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Why Americans are Filing For Bankruptcy at High Rates

Filing for personal bankruptcy is not an easy decision. While credit card balances that have gone out of control can lead to bankruptcy, the number one reason Americans are filing for bankruptcy today is because…

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When Debt is Ruining Your Life: The Benefits of Filing for Personal Bankruptcy

There are many reasons you may find yourself stuck in a pile of debt that keeps on growing. Life is expensive, and even when you work hard, debt can become unmanageable. When you are trying…

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What Life Is Like After Bankruptcy

While filing for bankruptcy helps you feel like you can breathe again, there are still some challenges you’ll need to overcome. Two of the biggest problems you will face is that your credit rating will…

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