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Lumbar Radiculopathy Workers’ Comp Settlement Guide

July 24, 2026

You’re probably reading this because the pain didn’t stay in your back. It started there, then moved down the leg, into the calf, maybe even the foot, and now you’re trying to work through a…

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Does Debt Transfer To Kids? (Georgia Guide 2026)

July 22, 2026

Generally, you are not personally responsible for your parent’s debt. The debt doesn’t just disappear, though, it is usually handled by the deceased person’s estate before any inheritance is passed on. A common call sounds…

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Negotiating With Creditors After Chapter 13 Dismissal

July 20, 2026

The dismissal notice shows up, and you read one line before your mind jumps straight to the mortgage, the car, the paycheck, and the phone calls you thought had finally stopped. That reaction is normal.…

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Do You Get Back Pay For VA Disability Appeal?

July 18, 2026

Yes. If you win a VA disability appeal, you generally receive a lump-sum back pay award for the full waiting period from your effective date to the final approval date, and average successful appeal outcomes…

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What is the role of Bankruptcy Trustee?

A person who files bankruptcy will likely never meet or speak with the countless people involved in their bankruptcy, such as their creditors and, in most cases, the Bankruptcy Judge assigned to their case. However,…

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What an automatic stay is and how it can keep debt collectors away

When a debtor files bankruptcy, a “legal shield,” called an automatic stay, goes into effect immediately. It serves to stay, or stop, all collection efforts in effect at the time of the bankruptcy filing. One…

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Why hiding assets is a bad idea when filing bankruptcy

You have likely heard the expression that “Honesty is the best policy.” Not only is that true, but telling the truth is absolutely necessary when it comes to filing bankruptcy. Lying in a bankruptcy case…

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What to expect when going to court for a Chapter 7 bankruptcy

It is natural for people to worry about what to expect when they go to court for their Chapter 7 bankruptcy’s “341 Meeting,” also known as the “Meeting of Creditors.” Concerns about a creditor or…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Do I have to file a bankruptcy jointly with my spouse?

No, you are not required to file a joint bankruptcy case with your spouse.  You can file individually, you each could file separate cases if you wish, or you can file a joint case.  This…

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I may need to file a bankruptcy case. Will I lose my property?

Many people have the mistaken idea that they will lose all their property if they file a bankruptcy case.  NOT TRUE!  There are exemptions allowed for many different assets.  Lee Paulk MorganLee Paulk Morgan With…

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Why Americans are Filing For Bankruptcy at High Rates

Filing for personal bankruptcy is not an easy decision. While credit card balances that have gone out of control can lead to bankruptcy, the number one reason Americans are filing for bankruptcy today is because…

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When Debt is Ruining Your Life: The Benefits of Filing for Personal Bankruptcy

There are many reasons you may find yourself stuck in a pile of debt that keeps on growing. Life is expensive, and even when you work hard, debt can become unmanageable. When you are trying…

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What Life Is Like After Bankruptcy

While filing for bankruptcy helps you feel like you can breathe again, there are still some challenges you’ll need to overcome. Two of the biggest problems you will face is that your credit rating will…

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