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Do Wage Garnishments Show On Credit Report in 2026

November 1, 2026

A wage garnishment generally doesn’t appear as its own item on Equifax, Experian, or TransUnion credit reports. The comparison table below separates the paycheck deduction from the debt records that may still appear. If there’s…

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Can I Be Jailed For Credit Card Debt? (What Georgia Law Says)

October 29, 2026

Generally, no: unpaid credit card debt is a civil matter, not a crime. Jail exposure comes from separate conduct around the debt, such as willfully ignoring a lawful court order or committing fraud, not from…

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Is Chapter 13 Bankruptcy Worth It? (Georgia Guide 2026)

October 26, 2026

Chapter 13 bankruptcy is usually worth it when you have steady income, property at risk, and enough room in your budget to cover a repayment plan plus current bills for three to five years. It’s…

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When Do Workers Comp Payments Start in Georgia

October 23, 2026

In Georgia, wage-loss workers’ compensation payments generally begin only after you miss more than seven days of work because of a job injury, and the first check should be mailed within 21 days after the…

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Social Security Disability Hearing (Win Your Claim)

You open the mail, see the hearing notice, and your stomach drops. After months of forms, denials, and waiting, Social Security has finally set your disability hearing. Clients in Athens who call my office at…

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Can Your Social Security Benefits Be Garnished in Georgia?

If you’re struggling with debt, you might be asking: Can Social Security benefits be garnished in Georgia? In Georgia, Social Security benefits are generally protected from garnishment by private creditors, but can be garnished for unpaid…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Can I file for Social Security Disability even if I’m still working?

This is a question we hear virtually every day.  Many people believe they could qualify for disability, but are afraid to leave their job and take a chance on pursuing a claim.  Here’s the reality….

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement….

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What a Social Security Disability Denial Means

If you’ve recently received a notice of denial for your Social Security Disability claim, then you’re not alone; in fact, it’s estimated that initial claims have a denial rate of around 65 percent. So, what…

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Time Frame for Social Security Benefits

In an ideal world, people with disabilities would receive immediate support, but the modern world is far from ideal. If you are applying for Social Security disability (SSD) benefits, the following steps may take you…

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Caring for Children: Social Security Benefits in Georgia

Social Security helps those in need, but determining who is in need can be difficult, especially when the person in question is a child. Disabilities make it difficult for children to study or work, but…

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What is the Ticket to Work Program?

When you are a person living on social security disability, it’s hard to see if you can work again without risking losing your benefits. With the Ticket to Work program, you sign up voluntarily. If…

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Social Security Disability Rules Specific to Georgia

If you are applying for social security in Athens, Georgia, you start by calling your local social security office and setting up a disability. Approximately 70 percent of the people that apply for disability benefits…

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