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Do Wage Garnishments Show On Credit Report in 2026

November 1, 2026

A wage garnishment generally doesn’t appear as its own item on Equifax, Experian, or TransUnion credit reports. The comparison table below separates the paycheck deduction from the debt records that may still appear. If there’s…

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Can I Be Jailed For Credit Card Debt? (What Georgia Law Says)

October 29, 2026

Generally, no: unpaid credit card debt is a civil matter, not a crime. Jail exposure comes from separate conduct around the debt, such as willfully ignoring a lawful court order or committing fraud, not from…

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Is Chapter 13 Bankruptcy Worth It? (Georgia Guide 2026)

October 26, 2026

Chapter 13 bankruptcy is usually worth it when you have steady income, property at risk, and enough room in your budget to cover a repayment plan plus current bills for three to five years. It’s…

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When Do Workers Comp Payments Start in Georgia

October 23, 2026

In Georgia, wage-loss workers’ compensation payments generally begin only after you miss more than seven days of work because of a job injury, and the first check should be mailed within 21 days after the…

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Why It's a Bad Idea to Tackle Your Credit Card Debt By Only Making Minimum Payments

If you have recently lost a job, and you have bills piling up, there are solutions. Whether you have recently started missing payments, or you are months behind, trying to pay off credit card debt…

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What Is The Difference Between Credit Counseling and Debtor Education?

If you’re facing a difficult financial situation, there’s a good chance that bankruptcy has at least crossed your mind at some point. Regardless of whether you’re considering filing for Chapter 7 or Chapter 13 bankruptcy…

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Why is Georgia a Bankruptcy Leader?

As the 2010s began, Georgia was infamous as the state hardest hit by bankruptcies, even in the midst of the recession. Today, while conditions have improved, Georgia is still one of the top states filing…

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Top Reasons People Go Bankrupt

It’s easy to assume that someone who files for bankruptcy protection has been financially irresponsible, but according to a recent post in the Huffington Post, some of the most common reasons people file for bankruptcy…

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terrified of collection calls

Terrified of Collectors? Easy Ways to End the Conversation

Nobody likes receiving phone calls from bill collectors, but if you owe money to a creditor and it’s past-due, there’s a good chance you’ll soon be harassed by bill collectors — if you haven’t been…

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Mediterranean Mayhem: Understanding The Greek Crisis

Mediterranean Mayhem: Understanding The Greek Debt Crisis

International finance may be Greek to you, but national bankruptcies are surprisingly similar to personal ones. To understand the current financial crisis in Greece, it helps to think of the Greek nation as an individual…

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Limelight Liquidation: 5 Shocking Celebrity Bankruptcies

Limelight Liquidation: 5 Shocking Celebrity Bankruptcies

From commercials to movie cameos to the many perks of fame, celebrities have no shortage of opportunities to make and keep money, yet many manage to go broke anyway. Dozens of stars have fallen from…

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Bankruptcy Glossary

Read This: Bankruptcy Glossary

Even the most responsible borrowers can’t always repay their debts, so if you plan to start a business or obtain a mortgage, make sure to have an exit strategy. Bankruptcy can provide a way out…

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Debts That Are Not Included When Filing Bankruptcy

While bankruptcy is an excellent way to give yourself a fresh financial start, it cannot discharge all of your existing debts. Some debts simply must be paid, and these will not be discharged during your…

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