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Can Bankruptcy Stop Wage Garnishment in Georgia

October 12, 2026

Yes, bankruptcy can usually stop a wage garnishment the moment the case is filed because the automatic stay takes effect immediately. But that answer has limits: child support, federal student loans, and certain tax debts…

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Do You Get Drug Tested For Workers Comp in Georgia

October 9, 2026

No, you are not automatically drug tested after a workplace injury in Georgia. An employer with a qualifying drug-free workplace program can require testing after a lost-time injury, and the result can create a rebuttable…

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How Long Does It Take Workers Comp To Approve Surgery

October 6, 2026

In Georgia, when an authorized treating physician submits a complete Form WC-205 for surgical approval, the insurer has 5 business days to respond. If the insurer doesn’t respond within that period, the requested treatment is…

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Can You Be Fired For Filing A Workers Compensation Claim

October 3, 2026

Georgia is an at-will state, but you can’t lawfully be fired specifically for filing a workers’ compensation claim. By 1920, 42 U.S. states had adopted workers’ compensation laws, yet proving that a termination was retaliatory…

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Why It's a Bad Idea to Tackle Your Credit Card Debt By Only Making Minimum Payments

If you have recently lost a job, and you have bills piling up, there are solutions. Whether you have recently started missing payments, or you are months behind, trying to pay off credit card debt…

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What Is The Difference Between Credit Counseling and Debtor Education?

If you’re facing a difficult financial situation, there’s a good chance that bankruptcy has at least crossed your mind at some point. Regardless of whether you’re considering filing for Chapter 7 or Chapter 13 bankruptcy…

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Why is Georgia a Bankruptcy Leader?

As the 2010s began, Georgia was infamous as the state hardest hit by bankruptcies, even in the midst of the recession. Today, while conditions have improved, Georgia is still one of the top states filing…

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Top Reasons People Go Bankrupt

It’s easy to assume that someone who files for bankruptcy protection has been financially irresponsible, but according to a recent post in the Huffington Post, some of the most common reasons people file for bankruptcy…

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terrified of collection calls

Terrified of Collectors? Easy Ways to End the Conversation

Nobody likes receiving phone calls from bill collectors, but if you owe money to a creditor and it’s past-due, there’s a good chance you’ll soon be harassed by bill collectors — if you haven’t been…

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Mediterranean Mayhem: Understanding The Greek Crisis

Mediterranean Mayhem: Understanding The Greek Debt Crisis

International finance may be Greek to you, but national bankruptcies are surprisingly similar to personal ones. To understand the current financial crisis in Greece, it helps to think of the Greek nation as an individual…

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Limelight Liquidation: 5 Shocking Celebrity Bankruptcies

Limelight Liquidation: 5 Shocking Celebrity Bankruptcies

From commercials to movie cameos to the many perks of fame, celebrities have no shortage of opportunities to make and keep money, yet many manage to go broke anyway. Dozens of stars have fallen from…

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Bankruptcy Glossary

Read This: Bankruptcy Glossary

Even the most responsible borrowers can’t always repay their debts, so if you plan to start a business or obtain a mortgage, make sure to have an exit strategy. Bankruptcy can provide a way out…

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Debts That Are Not Included When Filing Bankruptcy

While bankruptcy is an excellent way to give yourself a fresh financial start, it cannot discharge all of your existing debts. Some debts simply must be paid, and these will not be discharged during your…

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