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Do Wage Garnishments Show On Credit Report in 2026

November 1, 2026

A wage garnishment generally doesn’t appear as its own item on Equifax, Experian, or TransUnion credit reports. The comparison table below separates the paycheck deduction from the debt records that may still appear. If there’s…

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Can I Be Jailed For Credit Card Debt? (What Georgia Law Says)

October 29, 2026

Generally, no: unpaid credit card debt is a civil matter, not a crime. Jail exposure comes from separate conduct around the debt, such as willfully ignoring a lawful court order or committing fraud, not from…

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Is Chapter 13 Bankruptcy Worth It? (Georgia Guide 2026)

October 26, 2026

Chapter 13 bankruptcy is usually worth it when you have steady income, property at risk, and enough room in your budget to cover a repayment plan plus current bills for three to five years. It’s…

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When Do Workers Comp Payments Start in Georgia

October 23, 2026

In Georgia, wage-loss workers’ compensation payments generally begin only after you miss more than seven days of work because of a job injury, and the first check should be mailed within 21 days after the…

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| October 6, 2014

Medical Bills: The #1 Cause of Bankruptcy

According to a recent MNBC news article, medical bills are the main reason people file bankruptcy. Some estimates believe that 60% of bankruptcies are directly related to medical bills. In fact, over one million people…

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| October 6, 2014

Scam Alert: Debt Settlement Companies

You have probably noticed advertisements for various debt settlement companies. Debt settlement companies claim that they can negotiate with creditors to lower the amount of debt that is owed. However, most of these companies are…

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| October 6, 2014

Can I Stop Debt Collectors from Harrassing Me?

In the United States, collection agents are limited in the methods they can use to collect consumer debts by the Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debt, auto loans, mortgage…

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| October 6, 2014

Will Paying off an Old Debt Raise My Credit Score

Paying off old debts won’t always improve your credit score. If a debt is less than seven years old, paying it could improve your credit score, IF it is showing on your credit report.  How…

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| October 6, 2014

Improving Your Credit Score: Steps You Can Take

One of the most common questions we hear at Morgan & Morgan, especially for people coming out of bankruptcy, is “What can I do to improve my credit score?” First, let’s examine what determines a…

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| October 6, 2014

What Should I do with my Tax Refund

With tax season right around the corner, many people are already anticipating getting their tax refunds back from the federal and state government. Last year the average federal tax refund was $2700! While getting a…

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| September 30, 2014

When Do I Hire a Disability Lawyer?

If it is looking like you won’t be able to work for a long time, you should consider hiring a disability attorney to help you receive funds from your Social Security account. Hiring a Social…

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| September 12, 2014

What Is the Means Test?

Before you can file for Chapter 7 bankruptcy, you must pass something called the means test. This test determines whether your income is low enough for you to qualify to file Chapter 7 bankruptcy under…

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| September 5, 2014

How Do Employers Perceive Those Who File Workers' Compensation Claims?

In our current economy, many workers are nervous about their ability to keep or find a job. These nerves may even keep them from filing for a legitimate workers’ compensation claim. They assume that future…

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