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Bankruptcy and Divorce in Georgia – Which Should You File First?

April 21, 2024

Your situation may seem grim if you are concerned about timing for filing both bankruptcy and divorce in Georgia, but it is important to look at the positive outcomes. With Chapter 7 and Chapter 13,…

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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Chapter 7 in Georgia

What is the Maximum Income for Chapter 7 in Georgia?

Bankruptcy. The word either brings fear or shame. However, bankruptcy is more common than many realize. It’s a way to get a fresh financial start when your financial world is spinning out of control. In…

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Wage Garnishment in Georgia

How Do I Stop Wage Garnishment in Georgia?

We all know that debt is a growing problem in Georgia and around the US. Many individuals have more debt than they do savings, which puts them in perilous financial conditions. The deeper you get…

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disability in Georgia

How Long Does It Take to Get Disability in Georgia?

More than 6 million people live in Georgia. Of those 6 million people, over 3% of them are receiving Social Security Disability benefits. Before applying for disability in Georgia, you must meet the Social Security…

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Chapter 13 Filing

What Happens at the End of My Chapter 13 Filing in Georgia?

Filing for protection under bankruptcy laws isn’t an easy decision. Besides deciding whether or not to file, you must also consider whether to file for Chapter 13 protections or Chapter 7. That’s merely the beginning…

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debt relief in Georgia

Who Qualifies for Debt Relief in Georgia?

Debt is an overwhelming issue for many people. Credit card debt stacks up quickly, and many people have more credit card debt than savings. The remnants of financial irresponsibility can haunt us for quite a…

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Chapter 7 Bankruptcy in Georgia

What Do You Lose When You File Chapter 7 Bankruptcy in Georgia?

The decision to file for bankruptcy isn’t an easy one. Bankruptcy is a last resort solution to financial difficulties. Once the decision to file for bankruptcy has been made, there is still the decision of…

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Chapter 13

What Debts Does Chapter 13 Bankruptcy Cover in Georgia?

When you file bankruptcy in Georgia, you have two choices for filing. You can file a Chapter 7 petition, or you can file a Chapter 13 petition. While both forms of bankruptcy offer relief for…

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Chapter 7 Bankruptcy

How Long Does It Take to Rebuild Credit After Chapter 7 Bankruptcy in Georgia?

Many people think that bankruptcy will immediately fix their financial problems. However, that isn’t how bankruptcy works. There is more to regaining financial security after bankruptcy than simply stepping out of the courthouse after your…

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Chapter 13 bankruptcy

Can Creditors Come After You After Chapter 13 Bankruptcy in Georgia?

Filing Chapter 13 bankruptcy is not an easy decision to make. Beyond the financial aspects of the decision, you also deal with an emotional toll. Many people feel shame if they find themselves in a…

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Chapter 7 Bankruptcy

How Do You Calculate Disposable Income in Chapter 7 Bankruptcy?

When filing for Chapter 7 bankruptcy, you need to total up all of your regular monthly income and then deduct any expenses that the court requires. This will give you your disposable income. This will…

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