Blog

Can Utility Bills Be Included in Bankruptcy in Georgia?

May 16, 2026

Yes, past-due utility bills can be included in a Georgia bankruptcy, and the chapter you file matters. In Chapter 7, pre-filing utility debt is generally dischargeable and you typically have 20 days after filing to…

Read More

Can I File Bankruptcy With No Income In Georgia? 2026 Guide

May 15, 2026

Yes, you can file for bankruptcy in Georgia with no income. For individuals in that situation, Chapter 7 is the realistic option, and the Chapter 7 filing fee is $338 unless the court grants a…

Read More

How Many Payments before Car Repossession in Georgia

May 14, 2026

You miss a car payment, tell yourself you'll catch it up next check, and keep going to work, school drop-off, and doctor visits like normal. In Georgia, that assumption can be dangerous. A lot of…

Read More

What To Do If You Are Being Sued For Debt In Georgia

May 13, 2026

The envelope usually arrives on an ordinary day. Then you open it, see a court caption, a plaintiff's name, and allegations about a debt you may or may not fully recognize. It's common to feel…

Read More

Will Trustee Find Out About a 401k Loan?

Yes, the trustee is absolutely going to find out about your 401(k) loan. This isn't something to panic about; it's just a standard part of the bankruptcy process. In fact, full and honest disclosure is…

READ MORE

How to Stop Wage Garnishment in Georgia a Practical Guide

When a creditor gets a court order to take money directly from your paycheck, it's more than just an inconvenience—it's a financial gut punch. You can challenge the order, claim exemptions, or even try to…

READ MORE

Can I Trade My Car During Chapter 7 Bankruptcy in Georgia

So, you’re in the middle of a Chapter 7 bankruptcy and your car is on its last legs. The big question is, can you trade it in? The short answer is yes, but it’s not…

READ MORE
What Debts Can I File Bankruptcy On In Georgia

What Debts Can I File Bankruptcy On In Georgia?

If you’re drowning in bills and collection calls in Georgia, you’re probably wondering what debts you can actually get rid of if you file bankruptcy. That’s a fair question. Nobody wants to go through the…

READ MORE
Who Qualifies For Student Loan Forgiveness In Georgia

Who Qualifies For Student Loan Forgiveness In Georgia?

If you’re staring at your student loan balance and thinking, “Is there any way out of this?” – you’re definitely not alone. Thousands of borrowers across Georgia are asking the exact same question right now. …

READ MORE
How To Stop Wage Garnishment In Georgia

How To Stop Wage Garnishment In Georgia

Dealing with wage garnishment can feel like a punch to the gut.  One minute you’re planning your bills like usual, and the next you notice your paycheck is suddenly smaller – with no easy way…

READ MORE
8 Chapter 13 Tips And Tricks

8 Chapter 13 Tips And Tricks

If you’re in Chapter 13, you already know this isn’t exactly a walk in the park. A three- to five-year repayment plan can feel long, strict, and sometimes overwhelming.  You’re juggling a court-approved payment plan,…

READ MORE
How To File Chapter 7 With No Money (Guide)

How To File Chapter 7 With No Money (Guide)

If you’re thinking about bankruptcy, chances are you’re already stretched thin. So it’s totally normal to look at Chapter 7 and think, “This sounds helpful, but how am I supposed to pay for it when…

READ MORE
Can I Buy A Car After The 341 Meeting

Can I Buy A Car After The 341 Meeting?

So you’ve made it through the 341 meeting – nice! That’s actually a pretty big milestone in your bankruptcy journey, even if it didn’t feel super dramatic at the time.  Most people walk out thinking,…

READ MORE
8 Signs Your 341 Meeting Did NOT Go Well

8 Signs Your 341 Meeting Did NOT Go Well

If you’ve recently had your 341 meeting (also called the “meeting of creditors”), it’s totally normal to walk out thinking… “Uhhh, was that good? Bad? Neutral??” Most people expect some dramatic courtroom-style moment, but in…

READ MORE