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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Preparing for Bankruptcy in Georgia – Steps to Take Before Filing

April 1, 2024

When debt has become overwhelming and you dread picking up calls from creditors, it is wise to consider your options for discharging debt through bankruptcy. There are two types of filings for individuals and married…

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What You Need to Know About Wage Garnishment Laws in Georgia

March 25, 2024

Creditors have various options for pursuing debtors, and their efforts go beyond making threatening phone calls and demanding payment. By going through the proper legal steps, they can even take your wages under certain circumstances.…

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File for Bankruptcy in Georgia

What Happens to Your Bank Account When You File For Bankruptcy in Georgia?

It’s common to worry about what will happen to your bank account if you’re planning to file for bankruptcy in Georgia. The good news is that bank accounts often remain unaffected by Chapter 7 bankruptcy…

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With an out-of-focus car in the background, one hand passes a car key to another hand in the foreground, symbolizing the question, Can you buy a car while in Chapter 13 bankruptcy

Can You Buy a Car While in Chapter 13 Bankruptcy in Athens, GA?

Wage-earner bankruptcies last up to five years. Yet the average lifespan of a new car is about eight years. Moreover, before most vehicles expire, they become so expensive to maintain that it is cheaper to…

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foreclosure lawyer

Explaining the Process of a Georgia Home Foreclosure

Are you struggling to make your mortgage payments? If you have gotten behind in your payments, your lender may initiate foreclosure proceedings against you. If you are facing foreclosure in Georgia, you may have an…

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car accident

Can Filing for a Georgia Bankruptcy Discharge Debt Incurred as a Result of a Car Accident?

When you are considering bankruptcy, you are likely in such a financial bind that you are trying to eliminate as much debt as possible. Your attorney will likely explain that some debt is dischargeable and…

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A pen on a piece of paper that says "Property: Is Now the Time to Buy? with a Yes and No checkboxes, posing the question: Can I buy a house while in Chapter 13 bankruptcy?

Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?

Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…

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Child Support

What Should I Do If I Can’t Afford My Child Support Payments?

In 2020, over 10 million people who were ordered to pay child support were behind in their payments, according to the Office of Child Support Enforcement’s Preliminary Report. That debt totaled over $115 billion. Many…

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File Bankruptcy in Georgia

How to File Bankruptcy in Georgia

Unlike most other civil actions, consumer bankruptcy almost always starts with a voluntary petition. The V-word is significant. Debtors chose if and when to file. That control continues throughout the process. In most cases, debtors…

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Bankruptcy

Debts That Can Be Relieved Through Bankruptcy

Often the people who would benefit the most from bankruptcy don’t know enough about the protections they’re afforded under the law. When you have financial stress, there are emotional traumas that come with the problem….

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house after foreclosure

How Long Can I Stay In My House After Foreclosure?

Process After the Foreclosure in Athens and Georgia Once the foreclosure is complete, the property’s new owner will contact you as the former owners. They do this to let you know how long you have…

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Buy a House After Filing Bankruptcy

Can I Buy a House After Filing Bankruptcy in Georgia?

In a word, yes. In fact, many people can buy houses before a judge discharges their bankruptcies. When someone asks can I buy a house after filing bankruptcy, they should know some of the biggest…

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