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How to Stop Wage Garnishment for Car Loan in Georgia

November 4, 2026

Your paystub lands and the net pay is short. There's a new line tied to your car loan, rent is due, and payroll says they can't change it without paperwork. That panic is understandable, but…

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Do Wage Garnishments Show On Credit Report in 2026

November 1, 2026

A wage garnishment generally doesn’t appear as its own item on Equifax, Experian, or TransUnion credit reports. The comparison table below separates the paycheck deduction from the debt records that may still appear. If there’s…

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Can I Be Jailed For Credit Card Debt? (What Georgia Law Says)

October 29, 2026

Generally, no: unpaid credit card debt is a civil matter, not a crime. Jail exposure comes from separate conduct around the debt, such as willfully ignoring a lawful court order or committing fraud, not from…

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Is Chapter 13 Bankruptcy Worth It? (Georgia Guide 2026)

October 26, 2026

Chapter 13 bankruptcy is usually worth it when you have steady income, property at risk, and enough room in your budget to cover a repayment plan plus current bills for three to five years. It’s…

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement….

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CONSIDERING COSIGNING A DEBT FOR A FRIEND OR FAMILY MEMBER? READ THIS FIRST!

Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT!  But if you do,  understand the consequences if your friend or loved one can’t, or won’t, pay. Lee…

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Qualities to Look For in an Athens GA Attorney

If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It…

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Negotiating The Foreclosure Process May Save Your Home

Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company…

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Ways to Avoid Credit Card Debt

Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly…

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Are Part Time Employees Covered by Workers’ Compensation?

Workers’ Compensation is an employer paid insurance program that covers workers who are injured on the job or develop an illness or disease because of their work. An example of a covered illness could include…

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Tips for Rebuilding Your Credit After Bankruptcy

How do you begin to rebuild your credit following a bankruptcy? A common misconception about bankruptcy is that it will forever ruin your credit. Many people fear that they will never again be able to…

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Can Filing for Bankruptcy Reduce or Eliminate Child Support Payments?

Falling behind in child support can create a stressful situation for both the parent and the child. Parents want to do the right thing but are sometimes unable to make the payments in a timely…

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How Do I Qualify for Disability Benefits?

If a person is unable to work due to an injury or medical condition, they may be eligible to receive Social Security disability benefits. The person must suffer from a permanent medical, psychiatric, or psychological…

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Dealing with Workers’ Compensation Claims During the Holidays

The holiday season is a busy time for everyone, and perhaps the last thing we want to deal with is an injury on the job. However, if an injury does occur, the employee should report…

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