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Credit Counseling Services Free: Your Debt Relief Path

June 13, 2026

Debt usually stops feeling like a math problem before anyone asks for help. It starts feeling personal. The mailbox gets heavier, your phone lights up with numbers you don't recognize, and every ordinary expense starts…

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Small Business Debt Consolidation (Expert Guide For Georgia)

June 12, 2026

You open the books on Sunday night to see what Monday is going to demand from you. There’s the merchant cash advance pulling from daily sales. Two business credit cards are near their limits. A…

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Workers Compensation Retaliation (Georgia Guide)

June 11, 2026

You report a work injury because that’s what you’re supposed to do. Then the tone changes. Your supervisor stops speaking to you the same way. Your hours shrink. Overtime disappears. A write-up shows up for…

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How To File For Homestead Exemption (Georgia Guide 2026)

June 10, 2026

The call usually comes after a homeowner has opened two envelopes in the same week. One is the annual property assessment. The other is from a credit card company, a medical provider, or a mortgage…

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Privacy considerations in bankruptcy cases

Many people facing the prospect of filing a personal bankruptcy are concerned about the loss of privacy that could occur when their financial affairs become a matter of public record. This is a reasonable concern….

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Five Common Questions People Ask During Bankruptcy

People end up buried in debt for many reasons. Yes, poor money management is the reason for some people’s plights, but debt issues are frequently caused by job losses, illnesses, divorces, or other personal life…

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filing bankruptcy in Georgia

Filing For Chapter 7 Bankruptcy Doesn’t Mean You Have Failed

Chapter 7 bankruptcy is widely-known yet frequently misunderstood. Despite the connotation, bankruptcy is a very common legal avenue that is designed to help people who are under insurmountable debt. Though common, it is still extremely…

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Seeking Bankruptcy Help from Debt Attorneys in Athens Georgia

You’re in debt and you don’t know what to do. You or your spouse lost their job, you’re at risk of losing your home and your car and you can’t pay the minimums on your…

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Filing Chapter 7 Bankruptcy in Athens Georgia

When you’re struggling with a lost job, medical bills, tax debt, credit card bills or even a hefty car payment, bankruptcy may be the answer to your financial trouble. Bankruptcy laws were put in place…

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I’ve been denied Social Security Disability benefits before. Can I file a new claim?

  Even if you have been previously denied disability benefits, you can file a new claim.  To receive Social Security Disability benefits, though, you must not only prove disability, you must meet the earnings requirement….

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CONSIDERING COSIGNING A DEBT FOR A FRIEND OR FAMILY MEMBER? READ THIS FIRST!

Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT!  But if you do,  understand the consequences if your friend or loved one can’t, or won’t, pay. Lee…

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Qualities to Look For in an Athens GA Attorney

If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It…

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Negotiating The Foreclosure Process May Save Your Home

Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company…

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Ways to Avoid Credit Card Debt

Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly…

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