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Can You File Bankruptcy on Medical Bills in Athens, GA?
The Affordable Care Act has brought some financial relief to families who face serious illnesses. Nevertheless, medical bills still cause about two-thirds of bankruptcies in Georgia. Even if the debtor has health insurance, the copays…
Who Pays for Bankruptcies in Athens, GA?
In most cases, bankruptcy filers in Athens, GA pay for bankruptcies. The filing fee varies in different jurisdictions, but it is normally about $350 in a Chapter 7 and $300 in a Chapter 13. Judges…
How Much Does It Cost to File Bankruptcy in Georgia?
Coronavirus has affected our lives in many ways. For example, about 90 percent of people say that COVID-19 has created additional financial stress in their lives. What makes this survey really alarming is that most…
What Happens If I Declare Bankruptcy in Georgia?
Without a doubt, bankruptcy is the biggest, blackest mark that can affect your credit score in the state of Georgia. However, there is considerable misinformation on this point. So, in most cases, the pros of…
How Long Does It Take to File Bankruptcy in Georgia?
This question is one of the most common ones that people ask us. Almost half of Americans have no savings at all. So, they are ill-equipped to deal with the financial storms of life, such…
How Long After Bankruptcy Can You Buy a House in Athens, GA?
Rules vary among different lenders. Government-backed loans, like VA loans, usually have shorter waiting periods. Generally, you must wait between two and four years after Chapter 7 Bankruptcy and one and four years after a…
What Do You Need to Do to File Bankruptcy in Georgia?
Typically, the first step in any recovery, including recovery from financial issues, is admitting there is a problem. And, many people have a serious problem in this area. 25 percent of people with money problems…
How Long Does Chapter 7 Bankruptcy Last in Athens, GA?
In as little as about nine months, Chapter 7 bankruptcy gives honest, yet unfortunate debtors a fresh start, as the Supreme Court has guaranteed so many times over the past hundred years. So, this vehicle…
What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy?
When players file bankruptcy in Monopoly, it’s the end of the game. But when debtors file bankruptcy in real life, they get a fresh start. In Monopoly, there is only one kind of debt (real…
What Does It Mean to File for Bankruptcy?
Supreme Court Justice James Clark McReynolds was one of the first legal writers to call bankruptcy a fresh start for honest yet unfortunate debtors. He worded this phrase a bit differently because he wrote it…