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Can You Be Denied Chapter 7 Bankruptcy in Georgia

April 24, 2026

If you're searching this because you're already behind on bills, getting collection calls, or trying to stop a foreclosure, the fear is usually the same. You get one shot at a fresh start, and you…

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What Happens After Foreclosure Sale In Georgia

April 23, 2026

The courthouse auction is over. Your house was called, the bidding ended, and now the questions hit all at once. Do I have to leave immediately? What happens to my mortgage debt? Can the bank…

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How To Stop Debt Collectors From Calling Legally In Georgia

April 22, 2026

Your phone rings before breakfast. It rings again while you're driving to work. Then a voicemail lands with the same urgent tone, followed by a call at your job that leaves you wondering whether your…

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Can You Negotiate Debt Instead of Filing Bankruptcy?

April 21, 2026

TL;DR: Yes, you often can, but it's a strategic choice with serious trade-offs. Debt negotiation usually works best with unsecured debts and enough cash to offer a lump sum, often settling for 40-60% of the…

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CONSIDERING COSIGNING A DEBT FOR A FRIEND OR FAMILY MEMBER? READ THIS FIRST!

Our advice on cosigning a loan for a family member or friend is simple: DON’T DO IT!  But if you do,  understand the consequences if your friend or loved one can’t, or won’t, pay. Lee…

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Qualities to Look For in an Athens GA Attorney

If you have an issue that requires the advice and expertise of an attorney, finding the right lawyer can be a frustrating process. Friends and relatives are quick to give a name or reference. It…

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Negotiating The Foreclosure Process May Save Your Home

Mortgage lenders have a tremendous amount of power in Georgia because they do not have to bring you to court to foreclose on your home or property. If you fall behind on payments, the company…

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Ways to Avoid Credit Card Debt

Credit card debt is a nightmare for many people. Out of control spending is difficult to repay, especially if you are just making the minimum monthly payment. It can lead to stress within families, particularly…

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Are Part Time Employees Covered by Workers’ Compensation?

Workers’ Compensation is an employer paid insurance program that covers workers who are injured on the job or develop an illness or disease because of their work. An example of a covered illness could include…

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Tips for Rebuilding Your Credit After Bankruptcy

How do you begin to rebuild your credit following a bankruptcy? A common misconception about bankruptcy is that it will forever ruin your credit. Many people fear that they will never again be able to…

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Can Filing for Bankruptcy Reduce or Eliminate Child Support Payments?

Falling behind in child support can create a stressful situation for both the parent and the child. Parents want to do the right thing but are sometimes unable to make the payments in a timely…

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How Do I Qualify for Disability Benefits?

If a person is unable to work due to an injury or medical condition, they may be eligible to receive Social Security disability benefits. The person must suffer from a permanent medical, psychiatric, or psychological…

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Dealing with Workers’ Compensation Claims During the Holidays

The holiday season is a busy time for everyone, and perhaps the last thing we want to deal with is an injury on the job. However, if an injury does occur, the employee should report…

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Strategies for Avoiding Holiday Debt

Pressure to spend more than we can afford can be a strong temptation during the holiday season. We all want to enjoy the festivities and take care of family and friends on our gift list….

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