Blog
What Is Chapter 13 Bankruptcy in Clarke County Georgia?
A wage-earner plan bankruptcy could be the best way to reduce stress during a very stressful time. Largely due to the coronavirus pandemic, almost 75 percent of Americans say that finances are the number one…
What Happens When You File Bankruptcy in Athens, GA?
When you file bankruptcy, you get a fresh start. What happens when you file bankruptcy in GA can be a fresh start for you and your family. If you are considering bankruptcy, you are definitely…
How Do I File Bankruptcy in Athens, GA?
If you’re wondering how do I file bankruptcy in Georgia, the “how” of filing bankruptcy is rather straightforward. Some people, usually though no fault of their own, owe more than they can pay. About 140…
How Do I File Chapter 7 Bankruptcy in Athens, GA?
Chapter 7 bankruptcy eliminates most unsecured debts, like credit cards. Americans have over $1 trillion in credit card debt. Furthermore, the average credit card interest rate is over 20 percent. In other words, most Georgia…
What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy in GA?
There are different types of bankruptcy because, although debt has a common cause, there are different effects. If you’re wondering what’s the difference between chapter 7 and chapter 13 bankruptcy, the short answer is it…
How Much Does It Cost to File Bankruptcy in Athens, GA?
How much does it cost to file bankruptcy in Athens, GA? Bankruptcy’s filing fee varies in different jurisdictions. It is usually around $350 for a Chapter 7 or Chapter 13. Many debtors can pay this…
Can I Keep My House in Chapter 7 Bankruptcy in Georgia?
Many people think they lose most of their assets when they file bankruptcy. After all, that’s what happens in Monopoly and some other board games. Fortunately, real life is not the same. Most people keep…
Can I File Chapter 7 Bankruptcy Again in Athens, GA?
Anyone may file Chapter 7 again at any time they please. However, subsequent filings might affect the Automatic Stay and debt discharge. The Automatic Stay prohibits utility shutoff, repossession, wage garnishment, foreclosure, and other adverse…
What Does Chapter 13 Bankruptcy Do to Your Credit?
Contrary to popular myth, bankruptcy does not “ruin your credit.” Unfortunately, a bankruptcy debtor’s credit score is most likely already damaged by repeated late payments and other negative information. It’s true that bankruptcy will take…
How Long Does Chapter 13 Stay on Your Credit Report in Athens, GA?
Chapter 13 public record filings usually remain on credit history reports for seven years. When debtors repay all their secured debt delinquency and, in some cases, many of their unsecured debts as well, Chapter 13…