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Can I Keep My House in Chapter 7 Bankruptcy in Georgia?
Many people think they lose most of their assets when they file bankruptcy. After all, that’s what happens in Monopoly and some other board games. Fortunately, real life is not the same. Most people keep…
Can I File Chapter 7 Bankruptcy Again in Athens, GA?
Anyone may file Chapter 7 again at any time they please. However, subsequent filings might affect the Automatic Stay and debt discharge. The Automatic Stay prohibits utility shutoff, repossession, wage garnishment, foreclosure, and other adverse…
What Does Chapter 13 Bankruptcy Do to Your Credit?
Contrary to popular myth, bankruptcy does not “ruin your credit.” Unfortunately, a bankruptcy debtor’s credit score is most likely already damaged by repeated late payments and other negative information. It’s true that bankruptcy will take…
How Long Does Chapter 13 Stay on Your Credit Report in Athens, GA?
Chapter 13 public record filings usually remain on credit history reports for seven years. When debtors repay all their secured debt delinquency and, in some cases, many of their unsecured debts as well, Chapter 13…
How To Get Out of Bankruptcy Chapter 13 Early in Athens, GA
Normally, a repayment plan bankruptcy in Georgia lasts three or five years. Typically, people want as much time as possible to pay off mortgage arrearage and other delinquent secured debts. However, bankruptcy is not one…
What Happens in Chapter 7 Bankruptcy in Athens, GA?
Most people have a general idea of what happens in a civil lawsuit, a divorce, or a criminal case. However, because the bankruptcy filing rate has been so low since 2008, not many people have…
Am I Eligible for Chapter 13 Bankruptcy After COVID-19 Deferrals?
As 2020 closes, more people are wondering, Am I eligible for Chapter 13 bankruptcy? During coronavirus lockdowns, many homeowners took advantage of mortgage deferrals and other bank-offered temporary financial relief programs. When these programs ended,…
How Long Does Chapter 13 Bankruptcy Stay on Your Credit Report?
Have you ever wondered, How long does Chapter 13 stay on your credit? In most cases, a Chapter 13 filing stays on a credit report for seven years. That’s substantially less time than a Chapter…
How Often Can You File Chapter 13 Bankruptcy in Athens, GA?
Technically, debtors may file Chapter 13 bankruptcy as often as they want. However, if you’re wondering how often can you file Chapter 13, you should know that multiple filings might affect what is known as…
Is Chapter 13 Public Record in Athens, GA?
Most people file bankruptcy because of job loss, high medical bills, or another event that was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…