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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

December 3, 2024

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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Is Workers Compensation Considered Income for Bankruptcies?

December 1, 2024

If you’re dealing with debt and considering bankruptcy, you might wonder, Is workers’ compensation considered income for bankruptcies? Here’s the key information you need. Workers’ compensation benefits are typically not dischargeable in bankruptcy, meaning they…

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Can Social Security Be Garnished in Georgia?

November 29, 2024

If you’re asking, “Can Social Security be garnished in Georgia?” here’s the concise answer: Social Security benefits are generally protected from garnishment in Georgia, but exceptions exist for debts such as delinquent federal taxes, child…

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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

November 15, 2024

The key difference between a Bankruptcy Discharged vs Dismissed in Georgia lies in the outcome. A discharge releases the debtor from personal liability for certain debts, meaning they are no longer required to pay those…

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A semi-transparent analouge classroom-type clock is superimposed over the image of a calculator, wooden gavel, and one-hundred dollar bills, posing the question, How long does chapter 13 bankruptcy last in Georgia?

How Long Does Chapter 13 Bankruptcy Last in Georgia?

Technically, most Chapter 13 bankruptcies last either three or five years. But their positive effects often last a lifetime. Lee Paulk MorganLee Paulk Morgan With more than 41 years of experience in the areas of…

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chapter 13 bankruptcy attorney

Athens Chapter 13 Bankruptcy Attorney: How Can They Help My Case?

If you’re in a situation that requires paying multiple credit accounts on top of all your routine bills, the situation can be incredibly overwhelming. Credit accounts can come in multiple different forms. Different types of…

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Georgia Bankruptcy Lawyer

Georgia Bankruptcy Lawyer Answers: What Debt Do You Still Owe When Filing a Chapter 13?

No one ever wants to have to declare bankruptcy. Unfortunately, though, life hits people hard and when it does, the hits sometimes keep coming. Job loss (especially during the current pandemic), home repairs, car breakdowns,…

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Chapter 13 Bankruptcy

How Many Times Can Someone File for Chapter 13 Bankruptcy in Georgia?

Bankruptcy offers consumers the opportunity to start their financial journey anew. For those facing crushing debt burdens, that’s incredibly good news. However, it’s important to choose the right type of bankruptcy, and then to know…

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Bankruptcy in Georgia

The Most Important Things You Need If Considering Bankruptcy in Georgia

Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…

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Chapter 13 Bankruptcy Lawyer

Is Chapter 13 Bankruptcy a Public Record?

Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…

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Chapter 13 Bankruptcy

How Long is Chapter 13 Bankruptcy in Athens, GA?

Largely depending on your income, Chapter 13’s protected repayment period usually lasts either three or five years.  During the PRP, debtors make income-based monthly payments which eliminate secured debt arrearage, like mortgage arrearage, as well…

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File Chapter 13 Bankruptcy

When Should I File Chapter 13 Bankruptcy in Athens, GA?

When creditors make unreasonable payment demands and/or threaten your family, you should at least consider filing bankruptcy. A voluntary bankruptcy petition is the only way for your family to get a fresh start away from…

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A magnifying glass hovers over a calculator displaying a zero sum, symbolizing what qualifies you for Chapter 13 bankruptcy in Athens, GA.

What Qualifies You for Chapter 13 Bankruptcy in Athens, GA?

If your family is having problems dealing with the financial storms of life, such as unemployment or serious illness, you are not alone. Two-thirds of Americans have less than $1,000 in savings, and many of…

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Closeup of different denominations of dollar bills, rolled up in loosely, posing the question, what happens if I fall behind on Chapter 13 repayment plan payments?

What If I Fall Behind on Chapter 13 Repayment Plan Payments?

A Chapter 13 bankruptcy is also called a “wage earner’s plan,” because it allows for filers who earn a regular income to pay back their secured debts over a period between three to five years….

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