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I Am Drowning In Debt (What Are My Options in Georgia)

October 21, 2026

You’re sitting at the kitchen table after work, opening mail you have put off for days. A credit card statement shows a minimum payment you can’t cover, a medical bill has gone to collections, and…

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Does Workers Comp Pay For Prescriptions in Georgia

October 20, 2026

Yes, Georgia workers’ comp pays for prescriptions tied to a covered on-the-job injury when they’re medically necessary and authorized, but payment depends on the claims administrator’s pharmacy process and generic-substitution rules. Coverage doesn’t automatically mean…

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Can I Refuse A Nurse Case Manager

October 15, 2026

Yes, you can generally refuse a nurse case manager, but put that refusal in writing. What stops and what continues after you say no is rarely obvious, especially in a Georgia workers’ compensation claim. The…

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Can Bankruptcy Stop Wage Garnishment in Georgia

October 12, 2026

Yes, bankruptcy can usually stop a wage garnishment the moment the case is filed because the automatic stay takes effect immediately. But that answer has limits: child support, federal student loans, and certain tax debts…

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A semi-transparent analouge classroom-type clock is superimposed over the image of a calculator, wooden gavel, and one-hundred dollar bills, posing the question, How long does chapter 13 bankruptcy last in Georgia?

How Long Does Chapter 13 Bankruptcy Last in Georgia?

Technically, most Chapter 13 bankruptcies last either three or five years. But their positive effects often last a lifetime. Lee Paulk MorganLee Paulk Morgan With more than 41 years of experience in the areas of…

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chapter 13 bankruptcy attorney

Athens Chapter 13 Bankruptcy Attorney: How Can They Help My Case?

If you’re in a situation that requires paying multiple credit accounts on top of all your routine bills, the situation can be incredibly overwhelming. Credit accounts can come in multiple different forms. Different types of…

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Georgia Bankruptcy Lawyer

Georgia Bankruptcy Lawyer Answers: What Debt Do You Still Owe When Filing a Chapter 13?

No one ever wants to have to declare bankruptcy. Unfortunately, though, life hits people hard and when it does, the hits sometimes keep coming. Job loss (especially during the current pandemic), home repairs, car breakdowns,…

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Chapter 13 Bankruptcy

How Many Times Can Someone File for Chapter 13 Bankruptcy in Georgia?

Bankruptcy offers consumers the opportunity to start their financial journey anew. For those facing crushing debt burdens, that’s incredibly good news. However, it’s important to choose the right type of bankruptcy, and then to know…

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Bankruptcy in Georgia

The Most Important Things You Need If Considering Bankruptcy in Georgia

Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…

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Chapter 13 Bankruptcy Lawyer

Is Chapter 13 Bankruptcy a Public Record?

Most people file bankruptcy because of job loss, high medical bills, or another event which was beyond their control. Nevertheless, some people equate bankruptcy filing with financial failure. So, the fact that Chapter 13 filings…

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Chapter 13 Bankruptcy

How Long is Chapter 13 Bankruptcy in Athens, GA?

Largely depending on your income, Chapter 13’s protected repayment period usually lasts either three or five years.  During the PRP, debtors make income-based monthly payments which eliminate secured debt arrearage, like mortgage arrearage, as well…

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File Chapter 13 Bankruptcy

When Should I File Chapter 13 Bankruptcy in Athens, GA?

When creditors make unreasonable payment demands and/or threaten your family, you should at least consider filing bankruptcy. A voluntary bankruptcy petition is the only way for your family to get a fresh start away from…

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A magnifying glass hovers over a calculator displaying a zero sum, symbolizing what qualifies you for Chapter 13 bankruptcy in Athens, GA.

What Qualifies You for Chapter 13 Bankruptcy in Athens, GA?

If your family is having problems dealing with the financial storms of life, such as unemployment or serious illness, you are not alone. Two-thirds of Americans have less than $1,000 in savings, and many of…

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Closeup of different denominations of dollar bills, rolled up in loosely, posing the question, what happens if I fall behind on Chapter 13 repayment plan payments?

What If I Fall Behind on Chapter 13 Repayment Plan Payments?

A Chapter 13 bankruptcy is also called a “wage earner’s plan,” because it allows for filers who earn a regular income to pay back their secured debts over a period between three to five years….

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