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How To File Chapter 13 in Georgia
If you’re dealing with significant debt but want to keep your assets, you may be wondering: How do I file Chapter 13 in Georgia? To file for Chapter 13 bankruptcy in Georgia, you must first complete…
Income and Debt Qualifications for Chapter 13 Bankruptcy in GA
To qualify for Chapter 13 bankruptcy in Georgia, you must have a regular source of income sufficient to cover both your living expenses and the repayment plan. There are also debt limits: your unsecured debts…
How to Build Credit While in Chapter 13 Bankruptcy in Georgia
Yes, you can rebuild your credit while in Chapter 13 bankruptcy. While your credit score may take a hit during the bankruptcy process, there are strategic steps you can take to improve it. By making…
Can I Keep My Bonuses and Tax Refunds in My Chapter 13 Bankruptcy Case in Georgia?
Yes, you can keep bonuses & tax refunds in Chapter 13 Bankruptcy (GA). Full repayment plans (100%) likely allow you to keep them. In partial plans, the trustee might require using them to pay the…
How is a Chapter 13 Bankruptcy Payment Plan Calculated in Georgia?
In Georgia, your Chapter 13 bankruptcy payment plan hinges on your disposable income and debt types. Disposable income: This is calculated by subtracting necessary expenses (housing, food, transportation) from your gross income. Debt types: Priority…
The Pros and Cons of Filing for Chapter 13 Bankruptcy in Athens, GA
Chapter 13 bankruptcy provides debtors with a legal option for restructuring overwhelming debt and can eliminate some obligations. It also allows the debtor to keep secured property, such as a home or car, with few…
Bankruptcy Benefits in Athens, GA – Chapter 7 & Chapter 13
The Advantages of Filing for Bankruptcy in Athens, GA The cold reality is that good people suffer from burdensome debt. They may have high medical bills, lost their primary source of income, or have been…
Can Creditors Come After You After Chapter 13 Bankruptcy in Georgia?
Filing Chapter 13 bankruptcy is not an easy decision to make. Beyond the financial aspects of the decision, you also deal with an emotional toll. Many people feel shame if they find themselves in a…
Can You Buy a Car While in Chapter 13 Bankruptcy in Athens, GA?
Wage-earner bankruptcies last up to five years. Yet the average lifespan of a new car is about eight years. Moreover, before most vehicles expire, they become so expensive to maintain that it is cheaper to…
Can I Buy a House While in Chapter 13 Bankruptcy in Athens, GA?
Right now, this question is more pressing than ever. As of December 30, 2020, mortgage rates were at all-time lows. These low rates will probably not last. If the coronavirus pandemic fades in 2021 and…