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How to File Chapter 13 with No Money in Georgia

January 1, 2025

Filing Chapter 13 with no money in Georgia may seem challenging, but options like fee waivers, zero-down attorney services, and flexible payment plans make it possible. This guide will outline all the steps and resources…

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How Are Disability Lawyers Paid in Georgia?

December 24, 2024

If you’re thinking about hiring a disability lawyer, you may wonder, How are disability lawyers paid? Here’s a straightforward answer to put your mind at ease. Disability lawyers in Georgia typically operate on a contingency…

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How Does Filing for Bankruptcy Affect Getting a Job?

December 18, 2024

Are you facing bankruptcy? A common fear among those who face bankruptcy is the possibility that it will hinder their ability to find a job. What does bankruptcy do to a job search? Do you…

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Can a Creditor Garnish My Wages After 7 Years in Georgia?

December 16, 2024

Dealing with debt can be overwhelming, especially when it comes to wage garnishment. If you’re in Georgia, you might ask, Can a creditor garnish my wages after seven years? Here’s the answer. In Georgia, creditors…

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Filing Chapter 13 Bankruptcy

How Long Does It Take to File a Chapter 13 Bankruptcy in Athens, GA?

Legally, banks can repossess property, foreclose on a lien, and take other adverse action after only one missed payment. So, many people need to quickly file Chapter 13 bankruptcy and take advantage of the Automatic…

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Chapter 13 Bankruptcy

How Much Does a Chapter 13 Bankruptcy Cost in Georgia?

The minimum cost for a Chapter 13 bankruptcy is usually $350. Exact filing fees vary in different jurisdictions. Additional fees apply for additional filings, like amended schedules or repayment plan modifications. The total cost of…

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Chapter 13 Bankruptcy Duration in Georgia

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Most people in Georgia file bankruptcy because, through no fault of their own, their finances are spiraling out of control. In three or five years, Chapter 13 bankruptcy helps these people regain control.  The bankruptcy…

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chapter 13 bankruptcy

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Depending on your income level, Chapter 13 lasts either three or five years. The filing usually stays on your credit record for an additional two to four years. A lot happens during these time periods….

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Chapter 13 Bankruptcy

How Does Chapter 13 Bankruptcy Work?

Chapter 13 Bankruptcy is also known as the wage-earner plan. Essentially, when debtors file their voluntary petitions, they are saying “I have too many debts to pay all at once and I need to start…

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Bankruptcy impact on Credit Score

How Long Does Bankruptcy Stay on Your Credit Report in Georgia?

By the book, bankruptcy filings generally remain on credit reports for seven years (Chapter 13) or ten years (Chapter 7). These time periods sometimes prevent people from filing necessary bankruptcies. But there is more to…

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Chapter 13 Bankruptcy Georgia

What is Chapter 13 Bankruptcy?

Chapter 13 gives distressed debtors up to five years to catch up on past-due home mortgage payments. The same thing applies to other secured debt delinquency, such as vehicle loans. Other options are available as…

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