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What’s the Difference Between Chapter 7 vs Chapter 13 Bankruptcy in Georgia?

April 20, 2025

Filing for bankruptcy can feel overwhelming, especially when trying to understand your options. You might be asking: What’s the difference between Chapter 7 vs Chapter 13 bankruptcy? The main difference between Chapter 7 and Chapter…

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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

April 15, 2025

Understanding how a bankruptcy case ends is crucial when evaluating your financial future. You might be wondering: What’s the difference between a bankruptcy discharge and a dismissal? The main difference between bankruptcy discharged and dismissed…

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Can A Landlord Garnish Your Wages? (Explained)

April 14, 2025

Rent problems are the worst. Life happens, bills stack up, and before you know it, you’re behind. Then comes the big question: can your landlord actually go after your paycheck? Short answer: yes, they can…

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Can Cash App Be Garnished? (Explained)

April 13, 2025

If you’re using Cash App to keep your cash or make life easier with digital payments, you’re definitely not alone. It’s fast, convenient, and kind of addictive. But once you’re dealing with debts or judgments,…

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A desk cluttered with a gavel, pen, calculator and paper work on how to qualify for bankruptcy: Chapter 13.

How to Qualify for Bankruptcy: Chapter 13 in Athens, GA

Even before the coronavirus pandemic, many people lived on the knife’s edge, financially speaking. About two-thirds of Georgia families did not have the cash to pay a $400 emergency expense. Relief provisions in the 2020…

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Filing Chapter 13 Bankruptcy

How Long Does It Take to File a Chapter 13 Bankruptcy in Athens, GA?

Legally, banks can repossess property, foreclose on a lien, and take other adverse action after only one missed payment. So, many people need to quickly file Chapter 13 bankruptcy and take advantage of the Automatic…

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Chapter 13 Bankruptcy

How Much Does a Chapter 13 Bankruptcy Cost in Georgia?

The minimum cost for a Chapter 13 bankruptcy is usually $350. Exact filing fees vary in different jurisdictions. Additional fees apply for additional filings, like amended schedules or repayment plan modifications. The total cost of…

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Chapter 13 Bankruptcy Duration in Georgia

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Most people in Georgia file bankruptcy because, through no fault of their own, their finances are spiraling out of control. In three or five years, Chapter 13 bankruptcy helps these people regain control.  The bankruptcy…

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chapter 13 bankruptcy

How Long Does Chapter 13 Bankruptcy Take in Georgia?

Depending on your income level, Chapter 13 lasts either three or five years. The filing usually stays on your credit record for an additional two to four years. A lot happens during these time periods….

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Chapter 13 Bankruptcy

How Does Chapter 13 Bankruptcy Work?

Chapter 13 Bankruptcy is also known as the wage-earner plan. Essentially, when debtors file their voluntary petitions, they are saying “I have too many debts to pay all at once and I need to start…

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Bankruptcy impact on Credit Score

How Long Does Bankruptcy Stay on Your Credit Report in Georgia?

By the book, bankruptcy filings generally remain on credit reports for seven years (Chapter 13) or ten years (Chapter 7). These time periods sometimes prevent people from filing necessary bankruptcies. But there is more to…

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Chapter 13 Bankruptcy Georgia

What is Chapter 13 Bankruptcy?

Chapter 13 gives distressed debtors up to five years to catch up on past-due home mortgage payments. The same thing applies to other secured debt delinquency, such as vehicle loans. Other options are available as…

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