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How Does Filing for Bankruptcy Affect Getting a Job?

December 18, 2024

Are you facing bankruptcy? A common fear among those who face bankruptcy is the possibility that it will hinder their ability to find a job. What does bankruptcy do to a job search? Do you…

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Can a Creditor Garnish My Wages After 7 Years in Georgia?

December 16, 2024

Dealing with debt can be overwhelming, especially when it comes to wage garnishment. If you’re in Georgia, you might ask, Can a creditor garnish my wages after seven years? Here’s the answer. In Georgia, creditors…

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Is SSI Included as Disposable Income for Bankruptcies?

December 8, 2024

You may be wondering if Supplemental Security Income is included as disposable income for bankruptcies. The quick and concise answer is: No, Social Security payments are not considered disposable income in bankruptcy cases. Federal law…

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5 Ways to Avoid Common Debt Pitfalls with Smart Financial Tools

December 3, 2024

Debt management is a crucial part of maintaining financial stability, whether for personal or business finances. Mistakes like overborrowing, missing payments, or unsecured transactions can create financial strain. By adopting proactive strategies and leveraging modern…

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A Chapter 7 Bankruptcy lawyer points at a law book over his desk to answer a clients question of, Is Chapter 7 Bankruptcy still available in Athens and Georgia?

Is Chapter 7 Bankruptcy Still Available in Athens, GA?

If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…

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A stressed man with his hand on his forehead, behind an orange graphic that says BANKRUPTCY CHAPTER 7, posing the question, what happens when you file chapter 7 bankruptcy?

What Happens When You File Chapter 7 Bankruptcy in Athens Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

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A man sitting at a desk with a pencil in is hand and hand on his forehead in exasperation as he sites at a desl surrounded by papers. A big orange banner is located on the bottom half of the image with " BANKRUPTCY CHAPTER 7" in large black letters, posing the question, "What Does Chapter 7 Bankruptcy Cover?"

What Does Chapter 7 Bankruptcy Cover in Athens, GA?

Most people file bankruptcy for reasons that are at least mostly beyond their control. High medical bills, which prompt about two-thirds of all bankruptcy filings in Georgia, are a good example. If you’re asking what…

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An old-time black alarm clock sits on a light-wood table to the far right, against a blue-grey wall in the background. Instead of numbers on the clock face, there are dollar signs like $, representing the question, how often can you file chapter 7 bankruptcy in Athens and Gerogia?

How Often Can You File Chapter 7 Bankruptcy in Athens, GA?

Are you asking how often can you file chapter 7 bankruptcy in Athens, GA? Technically, there is no limit to the number of times a person can file a Chapter 7 liquidation bankruptcy. However, multiple…

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Scrabble-like tiles set at 45-degree angle, on a textured dark wood table, spell put CHAPTER SEVEN, each word on a separate line, posing the question, How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

Many people want to know more about Chapter 7 because the numbers simply don’t add up. When it comes to credit card debt, most financial planners use the 10 percent rule. If credit card debt…

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A small, bright yellow-green page marker in a blue hard-cover book says Bankruptcy Chapter 7. The page marker, a yellow pen with a silver tip and the bottom of a calculator set the scene to pose the question, How long does bankruptcy chapter 7 last?

How Long Does Bankruptcy Chapter 7 Last in GA?

If you need a fresh start right away, Chapter 7 bankruptcy is probably for you. From start to finish, filing many of these cases only last about six or nine months. Chapter 7 will stay…

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A left hand holding a red clipboard with white piece of paper with BANKRUPTCY CHAPTER 7 written on it in bold, red lettering, posing the question, What is chapter 7 bankruptcy in Georgia?

What Is Chapter 7 Bankruptcy in Georgia?

This federal debt relief program gets rid of most unsecured debt, which is good news for many area families asking, What is chapter 7 bankruptcy? The average Georgia household has almost $9,000 in credit card…

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A white toy house and white pen chained together with a gold chain, placed on Chapter 7 bankruptcy paperwork, posing the question, Can I Keep My House in Chapter 7 Bankruptcy?

Can I Keep My House in Chapter 7 Bankruptcy in Georgia?

Many people think they lose most of their assets when they file bankruptcy. After all, that’s what happens in Monopoly and some other board games. Fortunately, real life is not the same. Most people keep…

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A yellow yield sign with the words "BANKRUPTCY AHEAD", with the a road, hill and tree in the background, posing the question, What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy in Georgia?

The different kinds of bankruptcy are for different kinds of debtors. But most debtors have at least one thing in common. They live close to financial disaster. Most Georgians do not have the cash to…

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Three blue-green bankruptcy books stacked on a wooden desk, symbolizing the question, Can I file Chapter 7 bankruptcy again?

Can I File Chapter 7 Bankruptcy Again in Athens, GA?

Anyone may file Chapter 7 again at any time they please. However, subsequent filings might affect the Automatic Stay and debt discharge. The Automatic Stay prohibits utility shutoff, repossession, wage garnishment, foreclosure, and other adverse…

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