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What’s the Difference Between Chapter 7 vs Chapter 13 Bankruptcy in Georgia?

April 20, 2025

Filing for bankruptcy can feel overwhelming, especially when trying to understand your options. You might be asking: What’s the difference between Chapter 7 vs Chapter 13 bankruptcy? The main difference between Chapter 7 and Chapter…

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What’s the Difference Between Bankruptcy Discharged vs Dismissed in GA?

April 15, 2025

Understanding how a bankruptcy case ends is crucial when evaluating your financial future. You might be wondering: What’s the difference between a bankruptcy discharge and a dismissal? The main difference between bankruptcy discharged and dismissed…

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Can A Landlord Garnish Your Wages? (Explained)

April 14, 2025

Rent problems are the worst. Life happens, bills stack up, and before you know it, you’re behind. Then comes the big question: can your landlord actually go after your paycheck? Short answer: yes, they can…

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Can Cash App Be Garnished? (Explained)

April 13, 2025

If you’re using Cash App to keep your cash or make life easier with digital payments, you’re definitely not alone. It’s fast, convenient, and kind of addictive. But once you’re dealing with debts or judgments,…

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Chapter 7 Bankruptcy Filing

When Should I File Chapter 7 Bankruptcy in Athens, GA?

Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act.  So, if you are…

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Top view of a man with short hair and white shirt looking through bills in envelopes, with some on the floor at his feet, as he asks himself the question, What is a bankruptcy discharge in Athens, GA?

What Is a Bankruptcy Discharge in Athens, Georgia?

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what is a bankruptcy discharge, and how does it work in Georgia? When…

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Georgia bankruptcy lawyer

Is Chapter 7 Bankruptcy Still Available in Athens, GA?

If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…

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A stressed man with his hand on his forehead, behind an orange graphic that says BANKRUPTCY CHAPTER 7, posing the question, what happens when you file chapter 7 bankruptcy?

What Happens When You File Chapter 7 Bankruptcy in Athens Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

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A man sitting at a desk with a pencil in is hand and hand on his forehead in exasperation as he sites at a desl surrounded by papers. A big orange banner is located on the bottom half of the image with " BANKRUPTCY CHAPTER 7" in large black letters, posing the question, "What Does Chapter 7 Bankruptcy Cover?"

What Does Chapter 7 Bankruptcy Cover in Athens, GA?

Most people file bankruptcy for reasons that are at least mostly beyond their control. High medical bills, which prompt about two-thirds of all bankruptcy filings in Georgia, are a good example. If you’re asking what…

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An old-time black alarm clock sits on a light-wood table to the far right, against a blue-grey wall in the background. Instead of numbers on the clock face, there are dollar signs like $, representing the question, how often can you file chapter 7 bankruptcy in Athens and Gerogia?

How Often Can You File Chapter 7 Bankruptcy in Athens, GA?

Are you asking how often can you file chapter 7 bankruptcy in Athens, GA? Technically, there is no limit to the number of times a person can file a Chapter 7 liquidation bankruptcy. However, multiple…

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Scrabble-like tiles set at 45-degree angle, on a textured dark wood table, spell put CHAPTER SEVEN, each word on a separate line, posing the question, How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

How Does Chapter 7 Bankruptcy Work in Athens and Georgia?

Many people want to know more about Chapter 7 because the numbers simply don’t add up. When it comes to credit card debt, most financial planners use the 10 percent rule. If credit card debt…

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A small, bright yellow-green page marker in a blue hard-cover book says Bankruptcy Chapter 7. The page marker, a yellow pen with a silver tip and the bottom of a calculator set the scene to pose the question, How long does bankruptcy chapter 7 last?

How Long Does Bankruptcy Chapter 7 Last in GA?

If you need a fresh start right away, Chapter 7 bankruptcy is probably for you. From start to finish, filing many of these cases only last about six or nine months. Chapter 7 will stay…

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A left hand holding a red clipboard with white piece of paper with BANKRUPTCY CHAPTER 7 written on it in bold, red lettering, posing the question, What is chapter 7 bankruptcy in Georgia?

What Is Chapter 7 Bankruptcy in Georgia?

This federal debt relief program gets rid of most unsecured debt, which is good news for many area families asking, What is chapter 7 bankruptcy? The average Georgia household has almost $9,000 in credit card…

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A white toy house and white pen chained together with a gold chain, placed on Chapter 7 bankruptcy paperwork, posing the question, Can I Keep My House in Chapter 7 Bankruptcy?

Can I Keep My House in Chapter 7 Bankruptcy in Georgia?

Many people think they lose most of their assets when they file bankruptcy. After all, that’s what happens in Monopoly and some other board games. Fortunately, real life is not the same. Most people keep…

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