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What Can’t You Do After Filing for Bankruptcy in Georgia?

May 7, 2024

Filing for bankruptcy is a significant step toward regaining financial stability for many in Georgia, but it comes with its own set of rules and limitations. Understanding what you cannot do after initiating this legal…

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What is the Maximum Income for Chapter 7 in Georgia?

May 1, 2024

Filing for Chapter 7 bankruptcy offers a ray of hope for individuals overwhelmed by debt, providing a pathway to a fresh financial start. In Georgia, understanding the income limits for eligibility is crucial for anyone…

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Bankruptcy and Divorce in Georgia – Which Should You File First?

April 21, 2024

Your situation may seem grim if you are concerned about timing for filing both bankruptcy and divorce in Georgia, but it is important to look at the positive outcomes. With Chapter 7 and Chapter 13,…

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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Real Estate After Bankruptcy

What Happens to Investment Real Estate After Bankruptcy in Georgia?

Investing in real estate is a time-honored way to build wealth. Real estate performs better over time than almost any other asset class, whether we’re talking about stocks or something newer and flashier like cryptocurrency….

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Bankruptcy in Georgia

The Most Important Things You Need If Considering Bankruptcy in Georgia

Bankruptcy in Georgia is the only form of debt relief that provides all debtors with an opportunity to settle their debts quickly and relatively easily. In this article, we will address common questions and what…

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Chapter 7 Bankruptcy

What Happens When You File Chapter 7 Bankruptcy in Athens, Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

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Filing Bankruptcy in Georgia

When Should You File for Chapter 7 Bankruptcy in Georgia?

The coronavirus pandemic has many people asking the question, When should you file for Chapter 7 in Athens, Georgia? Assistance programs, like stimulus checks and eviction moratoriums, have kept many families financially afloat during this…

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Chapter 7 Bankruptcy

What Happens After You File Chapter 7 Bankruptcy in Georgia?

Your credit score goes down when you file Chapter 7 bankruptcy. However, unless the debtor had excellent credit, the effect is not that significant. In most bankruptcy debtors do not have excellent credit. If they…

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Credit Score

How Long Does Chapter 7 Stay on Your Credit Report in Athens, GA?

Chapter 7 filings usually stay on your Georgia credit report for ten years. That’s a long time, but it certainly is not forever. Moreover, the discharged debts, like credit card accounts, fall off much sooner…

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Chapter 7 Bankruptcy Filing

When Should I File Chapter 7 Bankruptcy in Athens, GA?

Frequently, bankruptcy is the only protection that debtors have from aggressive creditors. The Supreme Court has recently diluted some of the key consumer protections in the Fair Debt Collections Practices Act.  So, if you are…

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Top view of a man with short hair and white shirt looking through bills in envelopes, with some on the floor at his feet, as he asks himself the question, What is a bankruptcy discharge in Athens, GA?

What Is a Bankruptcy Discharge in Athens, Georgia?

When a person files for Chapter 7 bankruptcy, their intention is to have as many of their debts discharged as possible. But what is a bankruptcy discharge, and how does it work in Georgia? When…

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A Chapter 7 Bankruptcy lawyer points at a law book over his desk to answer a clients question of, Is Chapter 7 Bankruptcy still available in Athens and Georgia?

Is Chapter 7 Bankruptcy Still Available in Athens, GA?

If credit card companies had their way back in 2005, the answer to this question would be “no.” To end Chapter 7 abuses, such as a debtor putting a trip to the Moon on a…

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A stressed man with his hand on his forehead, behind an orange graphic that says BANKRUPTCY CHAPTER 7, posing the question, what happens when you file chapter 7 bankruptcy?

What Happens When You File Chapter 7 Bankruptcy in Athens Georgia?

The fear of the unknown is one of the main reasons people suffer from bankruptcy phobia, which is an unreasonable fear of bankruptcy. It is understandable that people might be afraid of what happens when…

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