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What Happens After Chapter 13 Bankruptcy Discharge?

March 5, 2026

Finishing a Chapter 13 repayment plan feels like running a marathon. For three to five years, you’ve been making payments, sticking to a strict budget, and answering to the court. So when you finally hear…

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Can You Get a Credit Card While In Chapter 13?

March 5, 2026

Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life.  If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…

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When To Stop Using Credit Cards Before Filing Chapter 7 In Georgia?

March 4, 2026

Thinking about filing Chapter 7 usually brings up a lot of big questions like what happens to your debt, how long the process takes, and what life looks like after.  But one of the smaller…

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When Is It Too Late To Stop Foreclosure?

March 4, 2026

Falling behind on your mortgage can feel terrifying, especially when the word “foreclosure” starts showing up in letters, emails, or late-night Google searches. And somewhere in the middle of all that stress, one big question…

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Chapter-7-Bankruptcy-in-Georgia

How to File Chapter 7 Bankruptcy in Georgia

Many people who never considered bankruptcy before now see Chapter 7 as a legitimate option. That’s largely because the Supreme Court has eroded some key protections in the Fair Debt Collection Practices Act. Therefore, creditors…

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Bankruptcy impact on Credit Score

How Long Does Bankruptcy Stay on Your Credit Report in Georgia?

By the book, bankruptcy filings generally remain on credit reports for seven years (Chapter 13) or ten years (Chapter 7). These time periods sometimes prevent people from filing necessary bankruptcies. But there is more to…

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Chapter 7 Bankruptcy Georgia

What is Chapter 7 Bankruptcy?

Thousands of people in and around Athens struggle with mountains of unsecured debt. These individuals basically have two choices. They can continue to struggle and hope for the best, or they can take drastic action…

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Cost to File Bankruptcy in Athens

How Much Does It Cost to File Bankruptcy in Athens?

As of January 1, 2020, bankruptcy filing fees are typical $310 for a Chapter 13 and $335 for a Chapter 7. These fees might be slightly higher in some jurisdictions. Trustees (people who oversee cases…

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chapter 7 lawyer

The importance of making sure you include all debts in a Georgia bankruptcy petition

Filing for Chapter 7 bankruptcy should provide the filer with a new beginning. However, if certain mistakes are made along the way, filers may find that some of their debt survives the bankruptcy. In such…

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Chapter 7 Bankruptcy

Tips for Buying a House After Chapter 7 Bankruptcy

After Chapter 7 Bankruptcy it may feel as though you will never be able to afford a large purchase again. This can be very scary but it is not true. There are a few things…

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