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What Is Hardship Debt Relief In Georgia?

June 2, 2026

Debt problems usually don’t begin with one dramatic event. More often, they build in layers. A missed paycheck. A medical bill that insurance didn’t fully cover. A credit card balance that looked manageable until interest…

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Should I File Bankruptcy Before Foreclosure Or After

June 1, 2026

The envelope shows up. You open it at the kitchen counter, read a few lines, and everything narrows to one question: how much time do I have? That’s where many Georgia homeowners are when they…

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Can Bankruptcy Take My Stimulus Check? (Know Your Rights In)

May 31, 2026

An unexpected payment can feel like relief and panic at the same time. You’re already behind on bills, maybe facing collection calls or a foreclosure notice, and then money shows up. Your first thought is…

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Can Repossession Deficiency Be Discharged In Bankruptcy

May 30, 2026

Yes. A repossession deficiency is typically an unsecured debt, which means it can usually be discharged in Chapter 7 or handled through Chapter 13, but the lender’s lien rights in the vehicle aren’t erased and…

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debt relief law firm

Debt Settlement: Do You Need an Athens, GA Debt Relief Law Firm?

We all make mistakes in life. Many of the mistakes we make come much earlier in life and are just a part of the learning process. Growing pains happen and because of these pains, we…

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Out of Debt

How to Get Out of Debt without Paying Off All Your Bills

Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…

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Tax Debt

Can Federal Tax Debt Be Written Off By Filing Bankruptcy in Georgia?

“In this world, nothing is certain except death and taxes,” Benjamin Franklin stated shortly after the creation of the US Constitution. Thankfully, he was wrong about at least one of them. Taxes can be eliminated,…

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Busting the 10 Biggest Chapter 13 Bankruptcy Myths

Due to recent legal changes, many people are taking a harder look at bankruptcy. Unfortunately, they may fall prey to some of the biggest chapter 13 bankruptcy myths and decide not to file, even though…

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My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

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Child Playing

What to Consider When Deciding Whether to File for Child Support

Parents want to provide a safe and secure environment for a child. The additional court-ordered financial support is also welcome to help provide for the many needs of a child. However, is filing for child…

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