Blog

What Happens If A Creditor Objects To Discharge?

November 10, 2026

If a creditor objects to your discharge, the creditor must file a formal adversary complaint within 60 days after the first date set for the meeting of creditors, and that filing starts a separate lawsuit…

Read More

How Does Bankruptcy Affect Your Spouse? (Georgia Guide)

November 7, 2026

Your spouse’s bankruptcy does not automatically put you into bankruptcy, but joint debts and shared property can still affect you. If you never signed the loan, could you still lose access to money in a…

Read More

How To Stop Wage Garnishment For Car Loan in Georgia

November 4, 2026

Your paystub lands and the net pay is short. There’s a new line tied to your car loan, rent is due, and payroll says they can’t change it without paperwork. That panic is understandable, but…

Read More

Do Wage Garnishments Show On Credit Report in 2026

November 1, 2026

A wage garnishment generally doesn’t appear as its own item on Equifax, Experian, or TransUnion credit reports. The comparison table below separates the paycheck deduction from the debt records that may still appear. If there’s…

Read More
Bankruptcy

Debts That Can Be Relieved Through Bankruptcy

Often the people who would benefit the most from bankruptcy don’t know enough about the protections they’re afforded under the law. When you have financial stress, there are emotional traumas that come with the problem….

READ MORE
debt relief law firm

Debt Settlement: Do You Need an Athens, GA Debt Relief Law Firm?

We all make mistakes in life. Many of the mistakes we make come much earlier in life and are just a part of the learning process. Growing pains happen and because of these pains, we…

READ MORE
Out of Debt

How to Get Out of Debt without Paying Off All Your Bills

Life happens. Bills pile up, there are accidents, jobs are lost with recessions (or pandemics), medical issues wreak havoc. Sometimes maybe it’s just a case of becoming an adult and not having been taught responsible…

READ MORE
Tax Debt

Can Federal Tax Debt Be Written Off By Filing Bankruptcy in Georgia?

“In this world, nothing is certain except death and taxes,” Benjamin Franklin stated shortly after the creation of the US Constitution. Thankfully, he was wrong about at least one of them. Taxes can be eliminated,…

READ MORE

Busting the 10 Biggest Chapter 13 Bankruptcy Myths

Due to recent legal changes, many people are taking a harder look at bankruptcy. Unfortunately, they may fall prey to some of the biggest chapter 13 bankruptcy myths and decide not to file, even though…

READ MORE

My only income is Social Security. Should I still consider bankruptcy?

We often meet with people with debt problems whose only income is Social Security benefits.  In some cases, they are “judgment proof”.  That is, there is no way for their creditors to collect.  Other than…

READ MORE
Child Playing

What to Consider When Deciding Whether to File for Child Support

Parents want to provide a safe and secure environment for a child. The additional court-ordered financial support is also welcome to help provide for the many needs of a child. However, is filing for child…

READ MORE