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Bankruptcy and Divorce in Georgia – Which Should You File First?

April 21, 2024

Your situation may seem grim if you are concerned about timing for filing both bankruptcy and divorce in Georgia, but it is important to look at the positive outcomes. With Chapter 7 and Chapter 13,…

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How to Stop Wage Garnishment in Georgia

April 18, 2024

Wage garnishment can present a significant financial hurdle, especially when you are already struggling to meet your basic living expenses. In Georgia, understanding your rights and options is crucial to managing or halting a wage…

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Bankruptcy for Retirees – Protecting Your Golden Years in Georgia

April 14, 2024

Leaving the workforce is exciting as you think about the new opportunities that await you, but you could have significant concerns about retiring if you are in trouble with debt. You will no longer be…

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Dealing with Co-Signed or Joint Debts During Bankruptcy in Georgia

April 7, 2024

Facing decisions on how to manage debt is difficult enough for an individual, so you are dealing with additional challenges when your debt encompasses the financial interests of another person. Your debts are closely intertwined,…

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Preparing for Bankruptcy in Georgia

Preparing for Bankruptcy in Georgia – Steps to Take Before Filing

When debt has become overwhelming and you dread picking up calls from creditors, it is wise to consider your options for discharging debt through bankruptcy. There are two types of filings for individuals and married…

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Filing for bankruptcy

What Happens to Your Credit When You Start Filing for Bankruptcy in Georgia?

For many people, debt can be a crushing burden. Everyday Americans are struggling with home mortgages, car loans, student loans, credit card debt, and so much more. Finding a way out can seem impossible. You’re…

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A man in a dark blue suit, selecting BANKRUPTCY from a list of translucent word choices that fill the foreground of the image to make it look like a smart phone screen, posing the question, What is a strategic bankruptcy in Athens Georgia?

What Is a Strategic Bankruptcy?

Strategic bankruptcies, as opposed to necessary bankruptcies, are most commonly associated with Chapter 11 business bankruptcies. Additionally, some small businesses are eligible for Chapter 5 bankruptcies. Lawmakers created this streamlined procedure because of the coronavirus…

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What Is The Difference Between Credit Counseling and Debtor Education?

If you’re facing a difficult financial situation, there’s a good chance that bankruptcy has at least crossed your mind at some point. Regardless of whether you’re considering filing for Chapter 7 or Chapter 13 bankruptcy…

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Mediterranean Mayhem: Understanding The Greek Crisis

Mediterranean Mayhem: Understanding The Greek Debt Crisis

International finance may be Greek to you, but national bankruptcies are surprisingly similar to personal ones. To understand the current financial crisis in Greece, it helps to think of the Greek nation as an individual…

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Debts That Are Not Included When Filing Bankruptcy

While bankruptcy is an excellent way to give yourself a fresh financial start, it cannot discharge all of your existing debts. Some debts simply must be paid, and these will not be discharged during your…

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Filing Issues to Consider when Pre-Bankruptcy Planning

Filing for Chapter 7 or Chapter 13 bankruptcy is a big step. However, if handled correctly, it can mean a fresh financial start for you. With some careful planning before you file, you may be…

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Tips to Filing an Emergency Chapter 7 Bankruptcy Claim

We know that the decision to file for bankruptcy is never an easy one. Most people give it a lot of consideration before taking the step. However, in some cases you don’t have that luxury….

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401k

Why You Should Refrain from Withdrawing from Your 401K During a Hardship

We all face financial hardship at some point in our lives. One very common remedy sought out by those dealing with unexpected circumstances like a personal injury, work-related injury or medical bills is to borrow…

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