Archive for October 2014
6 Factors To Consider Before Filing for Bankruptcy
When you are considering filing for bankruptcy, many things may run through your mind. Is filing for bankruptcy really the best option for me? How does bankruptcy work? What type of bankruptcy should I file? Am…
Read MoreHow To File for Bankruptcy in Georgia
Filing for bankruptcy in the state of Georgia is relatively straightforward. Follow these steps when deciding to file for bankruptcy, and make sure that you have a qualified bankruptcy attorney handling the case for you…
Read MoreThe Basics of Chapter 13 Bankruptcy
Many people are unaware that there are multiple forms of bankruptcy. Most people are very familiar with Chapter 7 bankruptcy, but with Chapter 7 bankruptcy, you have to liquidate your assets and lose your property…
Read MoreThe Process for Filing Chapter 7 Bankruptcy
Filing for Chapter 7 bankruptcy is not a very complicated process, however, failure to do it properly can make things more difficult than they need to be. A huge bulk of the process involves filing…
Read MoreFacing Foreclosure in Georgia? Bankruptcy can help save your home
Everyone knows about the recent issues with the housing market. Many homes have lost value over the past couple of years. As a result, more and more people are facing foreclosure. Over 10 million American…
Read MoreMedical Bills: The #1 Cause of Bankruptcy
According to a recent MNBC news article, medical bills are the main reason people file bankruptcy. Some estimates believe that 60% of bankruptcies are directly related to medical bills. In fact, over one million people…
Read MoreScam Alert: Debt Settlement Companies
You have probably noticed advertisements for various debt settlement companies. Debt settlement companies claim that they can negotiate with creditors to lower the amount of debt that is owed. However, most of these companies are…
Read MoreCan I Stop Debt Collectors from Harrassing Me?
In the United States, collection agents are limited in the methods they can use to collect consumer debts by the Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debt, auto loans, mortgage…
Read MoreWill Paying off an Old Debt Raise My Credit Score
Paying off old debts won’t always improve your credit score. If a debt is less than seven years old, paying it could improve your credit score, IF it is showing on your credit report. How…
Read MoreImproving Your Credit Score: Steps You Can Take
One of the most common questions we hear at Morgan & Morgan, especially for people coming out of bankruptcy, is “What can I do to improve my credit score?” First, let’s examine what determines a…
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