Posts by Jason Braswell
Can You Get a Credit Card While In Chapter 13?
Filing Chapter 13 bankruptcy can feel like hitting pause on your financial life. If you’re currently in a repayment plan, you might be wondering whether getting approved for a credit card is even possible. The…
Read MoreWhen To Stop Using Credit Cards Before Filing Chapter 7 In Georgia?
Thinking about filing Chapter 7 usually brings up a lot of big questions like what happens to your debt, how long the process takes, and what life looks like after. But one of the smaller…
Read MoreWhen Is It Too Late To Stop Foreclosure?
Falling behind on your mortgage can feel terrifying, especially when the word “foreclosure” starts showing up in letters, emails, or late-night Google searches. And somewhere in the middle of all that stress, one big question…
Read MoreWhat Debts Can I File Bankruptcy On In Georgia?
If you’re drowning in bills and collection calls in Georgia, you’re probably wondering what debts you can actually get rid of if you file bankruptcy. That’s a fair question. Nobody wants to go through the…
Read MoreWho Qualifies For Student Loan Forgiveness In Georgia?
If you’re staring at your student loan balance and thinking, “Is there any way out of this?” – you’re definitely not alone. Thousands of borrowers across Georgia are asking the exact same question right now. …
Read MoreAre Corporation Bank Accounts Protected If Filing Personal Bankruptcy?
Are Corporation Bank Accounts Protected If Filing Personal Bankruptcy? Corporate bank accounts are generally not part of your personal bankruptcy estate if the company is a separate legal entity (e.g., LLC or corporation). However, co-mingling…
Read MoreWill My Employer Know If I File Chapter 13?
Will My Employer Know If I File Chapter 13? Your employer typically won’t be notified when you file Chapter 13 unless a court‑approved wage order requires payroll deductions to fund your repayment plan. In those…
Read MoreHow To File for Bankruptcy in Georgia: A Step-by-Step Guide
Filing bankruptcy in Georgia can feel overwhelming when you’re dealing with collection calls, mounting balances, or the fear of wage garnishment. So how do you file for bankruptcy in Georgia in a clear, straightforward way?…
Read MoreWhat If I Get a Bonus During Chapter 13?
What If I Get a Bonus During Chapter 13? If you receive a bonus during Chapter 13, you may need to disclose it and, in many districts, devote some or all of it to your…
Read MoreAre HSA Accounts Exempt in Bankruptcy in Georgia?
In many cases, funds in a Health Savings Account (HSA) are not automatically exempt in bankruptcy and can be seized by a trustee to pay creditors. The specific protections depend on your state’s laws, as federal law…
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