Posts by Christopher Ross Morgan
Should I File Bankruptcy?
For many distressed debtors, bankruptcy is an absolute last resort after they exhaust all other options. That’s technically true. However, since the Supreme Court recently struck some key consumer protections from the Fair Debt Collection…
Read MoreAsk an Athens Bankruptcy Lawyer: What is Bankruptcy?
In board games like Monopoly, when players file bankruptcy, the game is over. Fortunately, the real world is different, at least in this area. Far from ending the game, bankruptcy is a new beginning. Bankruptcy…
Read MoreWhat Happens When You File Bankruptcy in Athens?
Overwhelming debt makes most people feel out of control. In a nutshell, bankruptcy reverses the curse. Both Chapter 13 and Chapter 7 put debtors back in control of their own finances. The bankruptcy filing rate…
Read MoreWhat is Chapter 7 Bankruptcy?
Thousands of people in and around Athens struggle with mountains of unsecured debt. These individuals basically have two choices. They can continue to struggle and hope for the best, or they can take drastic action…
Read MoreHow Much Does It Cost to File Bankruptcy in Athens?
As of January 1, 2020, bankruptcy filing fees are typical $310 for a Chapter 13 and $335 for a Chapter 7. These fees might be slightly higher in some jurisdictions. Trustees (people who oversee cases…
Read MoreThe steps for filing for a Chapter 13 bankruptcy
Filing for bankruptcy is not something that anyone should take lightly. The process is quite intensive. Chapter 13 bankruptcy is especially complex, because under this type of bankruptcy a filer will be required to pay…
Read MoreWho will know if I file for a Georgia bankruptcy?
Privacy is important, and many people may not want their friends, family members or coworkers knowing about their financial situation. This is especially likely to be true if someone is considering filing for bankruptcy. However,…
Read MoreThe differences between Chapter 7 and Chapter 13 bankruptcy for Georgia filers
Dealing with financial stress on a long-term basis takes its toll. Filing for a Georgia bankruptcy may be an excellent option for those facing constant financial pressures. Unfortunately, the term “bankruptcy” has a negative connotation,…
Read MoreThe importance of making sure you include all debts in a Georgia bankruptcy petition
Filing for Chapter 7 bankruptcy should provide the filer with a new beginning. However, if certain mistakes are made along the way, filers may find that some of their debt survives the bankruptcy. In such…
Read More